Comprehensive insurance options are available in Champaign. There is a total of 39 affordable Individual health plans in Champaign for you to choose from. In Champaign, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. The following Metal Level plans are available in Champaign: 10 Bronze plans, 18 Silver plans, 2 Gold plans and 2 Plantium plans.
If you want to see a doctor outside of your network, you can select from the 7 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 18 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HMO 7900 Elite Catastrophic plan from Health Alliance. The monthly cost of this plan is $318.71.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Champaign, Illinois is Health Alliance, which offers 18 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
If you select Blue Cross Blue Shield of Illinois as your Individual provider, you’ll have access to 176 participating doctors in Champaign. Health Alliance has 83 doctors in their network. Individual enrollees that need to see a specialist in Champaign are in luck, as the city has 50 doctors specializing in internal medicine, 39 family medicine specialists, and 28 physical therapists who accept Individual health plans.