Choose your personal and affordable insurance plan from 36 Individual health plans available in Centralia, Illinois. Of the 2 insurance companies that offer Individual health plans in Centralia, Health Alliance and Blue Cross Blue Shield of Illinois have the highest number of plans to choose from. Centralia offers 10 Bronze plans, 15 Silver plans, 2 Gold plans and 2 for consumers to choose.
For those who would like to visit doctors outside of their networks, choose one of the 7 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 17 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO 204 plan from Blue Cross Blue Shield of Illinois, at a $547.64 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Health Alliance has the largest selection of Individual plans for residents of Centralia, Illinois. They offer 17 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
In Centralia, Blue Cross Blue Shield of Illinois is the insurance carrier with the largest network of practitioners with 26 doctors to choose from. Health Alliance comes in second with 11. Individual enrollees that need to see a specialist in Centralia are in luck, as the city has 15 doctors specializing in internal medicine, 6 psychiatry & neurology specialists, and 4 family medicine specialists who accept Individual health plans.