Athens, Illinois residents can enroll in any one of the 24 affordable Individual health plans offered. Of the 2 insurance companies that offer Individual health plans in Athens, Health Alliance and Blue Cross Blue Shield of Illinois have the highest number of plans to choose from. Athens offers 3 Bronze plans, 12 Silver plans, 3 Gold plans and 2 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. You can select one of the 9 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HMO 8150 Elite Catastrophic plan from Health Alliance. The monthly cost of this plan is $326.62.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Health Alliance has the largest selection of Individual plans for residents of Athens, Illinois. They offer 9 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.