Choose your personal and affordable insurance plan from 36 Individual health plans available in Albany, Illinois. In Albany, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. Albany consumers can choose from the following plans: 10 Bronze plans, 15 Silver plans, 2 Gold plans and 2 Plantium plans
7 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans If you don't mind using a Primary Care Physician (PCP), get one of the 17 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO 204 plan from Blue Cross Blue Shield of Illinois, at a $551.82 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Albany, Illinois is Health Alliance, which offers 17 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.