Comprehensive insurance options are available in Spirit Lake. There is a total of 23 affordable Individual health plans in Spirit Lake for you to choose from. You can choose from 3 Individual insurance carriers operating in Spirit Lake. The companies that offer the widest variety of plans are Blue Cross of Idaho, Regence Blue Shield of Idaho, and PacificSource Health Plans. Spirit Lake offers 2 Bronze plans, 10 Silver plans, 2 Gold plans and 2 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 2 Individual plans that participate in Preferred Provider Organization(PPO). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Voyager Silver HSA 3500 plan from PacificSource Health Plans, at $581.00 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Spirit Lake, Idaho is Blue Cross of Idaho, which offers 0 plans with Health Maintenance Organization(HMO) network and 2 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Spirit Lake, Regence Blue Shield of Idaho has 1 doctor that accepts Individual, followed by Blue Cross of Idaho with 1. Finding specialist care in Spirit Lake will be simple, since there are 2 physical therapists which take Individual, 1 doctor that is a massage therapist, and 1 family medicine specialist.