Residents of Spencer, Idaho have the option of enrolling in any one of 23 affordable Individual health plans available to them. In Spencer, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross of Idaho, Regence Blue Shield of Idaho, and PacificSource Health Plans. In total, there are 3 insurance companies providing comprehensive Individual plans. The following Metal Level plans are available in Spencer: 2 Bronze plans, 10 Silver plans, 2 Gold plans and 2 Plantium plans.
For those who would like to visit doctors outside of their networks, choose one of the 2 Individual plans that participate in Preferred Provider Organization(PPO). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Voyager Silver HSA 3500 plan from PacificSource Health Plans, at $674.00 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross of Idaho has 0 plans that participates in Health Maintenance Organization(HMO) network and 2 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Spencer, Idaho.