Paradise HOT, Idaho residents can enroll in any one of the 48 affordable Individual health plans offered. You can choose from 4 Individual insurance carriers operating in Paradise HOT. The companies that offer the widest variety of plans are Blue Cross of Idaho, SelectHealth, and Regence Blue Shield of Idaho. Paradise HOT offers 8 Bronze plans, 17 Silver plans, 3 Gold plans and 5 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 15 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 4 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the BrightIdea Catastrophic plan from PacificSource Health Plans. The monthly cost of this plan is $259.00.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 4 plans that offer Health Maintenance Organization(HMO) and 15 Preferred Provider Organization(PPO) plans, Blue Cross of Idaho has the largest selection of Individual plans for residents of Paradise HOT, Idaho.