Residents of Boise, Idaho have the option of enrolling in any one of 35 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Boise. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross of Idaho, Regence Blue Shield of Idaho, and PacificSource Health Plans. Boise consumers can choose from the following plans: 6 Bronze plans, 13 Silver plans, 3 Gold plans and 4 Plantium plans
For those who have a doctor who is out-of-network, you can enroll in one of the 1 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 4 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the BrightIdea Catastrophic plan from PacificSource Health Plans. The monthly cost of this plan is $259.00.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross of Idaho has the largest selection of Individual plans for residents of Boise, Idaho. They offer 4 plans with Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan.
Do you want to choose an insurance carrier with a large practitioner network? In Boise, PacificSource Health Plans has 272 doctors that accept Individual, followed by Blue Cross of Idaho with 191 and Regence Blue Shield of Idaho with 18 doctors. Looking for a specialist? Pick from of the 108 doctors specializing in internal medicine, the 55 pediatrics specialists, or even the 42 radiology specialists who accept Individual health plans in Boise.