Waipahu, Hawaii residents can enroll in any one of the 46 affordable Individual health plans offered. You can choose from 2 Individual insurance carriers operating in Waipahu. The companies that offer the widest variety of plans are Kaiser Permanente and HMSA. There are 3 Bronze plans, 13 Silver plans, 12 Gold plans and 1 Plantium plans available in Waipahu.
If you want to see a doctor outside of your network, you can select from the 9 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 37 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the HMSA Gold PPO plan from HMSA, at a $477.36 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Waipahu, Hawaii is Kaiser Permanente, which offers 37 plans with Health Maintenance Organization(HMO) network and 9 Preferred Provider Organization(PPO) network plans.
HMSA has the largest network of practitioners in Waipahu that accept Individual with 65 doctors to choose from. Kaiser Permanente comes in second with 43. Finding specialist care in Waipahu will be simple, since there are 24 family medicine specialists which take Individual, 24 doctors that are a dentist, and 20 physical therapists.