Kapolei, Hawaii residents can enroll in any one of the 35 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Kapolei. Of these, the companies that offer the largest variety of plans to choose from are Kaiser Permanente and HMSA. Kapolei offers 3 Bronze plans, 10 Silver plans, 9 Gold plans and 1 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 9 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 26 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HMSA Bronze HMO plan from HMSA. The monthly cost of this plan is $345.22.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 26 plans that offer Health Maintenance Organization(HMO) and 9 Preferred Provider Organization(PPO) plans, Kaiser Permanente has the largest selection of Individual plans for residents of Kapolei, Hawaii.