Hilo, Hawaii residents can enroll in any one of the 46 affordable Individual health plans offered. Of the 2 insurance companies that offer Individual health plans in Hilo, Kaiser Permanente and HMSA have the highest number of plans to choose from. Hilo offers 3 Bronze plans, 13 Silver plans, 12 Gold plans and 1 for consumers to choose.
For those who would like to visit doctors outside of their networks, choose one of the 9 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 37 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the HMSA Catastrophic Plan plan from HMSA, at $187.04 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 37 plans that offer Health Maintenance Organization(HMO) and 9 Preferred Provider Organization(PPO) plans, Kaiser Permanente has the largest selection of Individual plans for residents of Hilo, Hawaii.