Hilo, Hawaii residents can enroll in any one of the 46 affordable Individual health plans offered. You can choose from 2 Individual insurance carriers operating in Hilo. The companies that offer the widest variety of plans are Kaiser Permanente and HMSA. The following Metal Level plans are available in Hilo: 3 Bronze plans, 13 Silver plans, 12 Gold plans and 1 Plantium plans.
If you want to see a doctor outside of your network, you can select from the 9 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 37 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the HMSA Catastrophic Plan plan from HMSA, at $187.04 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Kaiser Permanente has the largest selection of Individual plans for residents of Hilo, Hawaii. They offer 37 plans with Health Maintenance Organization(HMO) network and 9 Preferred Provider Organization(PPO) network plans.
HMSA has the largest network of practitioners in Hilo that accept Individual with 187 doctors to choose from. Kaiser Permanente comes in second with 52. Individual enrollees that need to see a specialist in Hilo are in luck, as the city has 42 doctors specializing in family medicine, 34 internal medicine specialists, and 33 physical therapists who accept Individual health plans.