Residents of Melbourne, Florida have the option of enrolling in any one of 133 affordable Individual health plans available to them. In Melbourne, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Florida, Florida Healthcare Plan, and Health First. In total, there are 5 insurance companies providing comprehensive Individual plans. Melbourne consumers can choose from the following plans: 7 Bronze plans, 58 Silver plans, 21 Gold plans and 3 Plantium plans
1 of the available Individual plans participates in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans If you don't mind using a Primary Care Physician (PCP), get one of the 65 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Ambetter Essential Care 7 (2020) plan from Ambetter, at $321.13 per month.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Melbourne, Florida is Blue Cross Blue Shield of Florida, which offers 65 plans with Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan.
Blue Cross Blue Shield of Florida has the largest network of practitioners in Melbourne that accept Individual with 486 doctors to choose from. Cigna comes in second with 311 and Health First takes third prize with 14 doctors. Need to see a specialist? There are many specialists in Melbourne that accept Individual health plans, including 144 internal medicine specialists, 45 doctors in the psychiatry & neurology specialty, and 45 physicians that are a hospitalist who accept Individual health plans.