Residents of Laurel, Florida have the option of enrolling in any one of 74 affordable Individual health plans available to them. In Laurel, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Florida, Ambetter, and Cigna. In total, there are 3 insurance companies providing comprehensive Individual plans.
For those who have a doctor who is out-of-network, you can enroll in one of the 1 Preferred Provider Organization(PPO) plans. Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 17 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Ambetter Essential Care 7 (2020) plan from Ambetter, at $373.25 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Laurel, Florida is Blue Cross Blue Shield of Florida, which offers 17 plans with Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan.