Ferndale, Florida residents can enroll in any one of the 93 affordable Individual health plans offered. Of the 5 insurance companies that offer Individual health plans in Ferndale, Blue Cross Blue Shield of Florida, Ambetter, and Oscar have the highest number of plans to choose from. There are 6 Bronze plans, 46 Silver plans, 11 Gold plans and 2 Plantium plans available in Ferndale.
For those who would like to visit doctors outside of their networks, choose one of the 1 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 17 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Ambetter Essential Care 7 (2020) plan from Ambetter, at $349.79 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Blue Cross Blue Shield of Florida has 17 plans that participates in Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan, making them the carrier with the most plans available in Ferndale, Florida.