Choose your personal and affordable insurance plan from 97 Individual health plans available in Clearwater, Florida. There are 6 insurance carriers that offer inexpensive Individual health plans in Clearwater. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Florida, Ambetter, and Oscar. Clearwater offers 9 Bronze plans, 49 Silver plans, 12 Gold plans and 2 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 1 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 21 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Classic Bronze Next (Free 24/7 Telemedicine + Free Preventive C plan from Oscar, at a $390.91 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Blue Cross Blue Shield of Florida has 21 plans that participates in Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan, making them the carrier with the most plans available in Clearwater, Florida.
Blue Cross Blue Shield of Florida has the largest network of practitioners in Clearwater that accept Individual with 481 doctors to choose from. Cigna comes in second with 294 and Molina Healthcare takes third prize with 42 doctors. Need to see a specialist? There are many specialists in Clearwater that accept Individual health plans, including 144 internal medicine specialists, 78 dentists, and 54 physicians that specialize in family medicine who accept Individual health plans.