Residents of Hereford, Colorado have the option of enrolling in any one of 14 affordable Individual health plans available to them. In Hereford, the insurance carrier that offers the most Individual health plans to choose from is Anthem BCBS. In total, there is 1 insurance company providing comprehensive Individual plans.
If you want to see a doctor outside of your network, you can select from the 1 Individual plan that participates in Preferred Provider Organization(PPO). You can enroll in one of the 13 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Anthem Catastrophic PPO 7900 plan from Anthem BCBS, at $322.74 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Anthem BCBS has 13 plans that participates in Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan, making them the carrier with the most plans available in Hereford, Colorado.