Torrance, California residents can enroll in any one of the 39 affordable Individual health plans offered. In Torrance, the insurance carriers that offer the most Individual health plans to choose from are Health Net, Blue Shield of California, and Kaiser Permanente. In total, there are 7 insurance companies providing comprehensive Individual plans.
If you want to see a doctor outside of your network, you can select from the 10 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 24 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the LA Care Bronze 60 HMO plan from L.A. Care Health Plan. The monthly cost of this plan is $274.62.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Health Net has the largest selection of Individual plans for residents of Torrance, California. They offer 24 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Torrance, Anthem Blue Cross has 551 doctors that accept Individual, followed by Health Net with 345 and Kaiser Permanente with 113 doctors. Looking for a specialist? Pick from of the 167 doctors specializing in internal medicine, the 96 emergency medicine specialists, or even the 79 dentists who accept Individual health plans in Torrance.