Comprehensive insurance options are available in Santa Barbara. There is a total of 14 affordable Individual health plans in Santa Barbara for you to choose from. You can choose from 2 Individual insurance carriers operating in Santa Barbara. The companies that offer the widest variety of plans are Anthem Blue Cross and Kaiser Permanente.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. You can select one of the 9 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Kaiser Bronze 60 HDHP HMO plan from Kaiser Permanente. The monthly cost of this plan is $375.46.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Anthem Blue Cross has the largest selection of Individual plans for residents of Santa Barbara, California. They offer 9 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Santa Barbara, Anthem Blue Cross has 533 doctors that accept Individual, followed by Kaiser Permanente with 49. Individual enrollees that need to see a specialist in Santa Barbara are in luck, as the city has 162 doctors specializing in internal medicine, 67 radiology specialists, and 56 psychiatry & neurology specialists who accept Individual health plans.