Residents of San Jose, California have the option of enrolling in any one of 57 affordable Individual health plans available to them. Of the 5 insurance companies that offer Individual health plans in San Jose, Blue Shield of California, Kaiser Permanente, and Anthem Blue Cross have the highest number of plans to choose from. There are 18 Bronze plans, 14 Silver plans, 12 Gold plans and 3 Plantium plans available in San Jose.
For those who have a doctor who is out-of-network, you can enroll in one of the 11 Preferred Provider Organization(PPO) plans. You can select one of the 30 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Minimum Coverage HMO plan from Kaiser Permanente. The monthly cost of this plan is $262.58.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Shield of California has 30 plans that participates in Health Maintenance Organization(HMO) network and 11 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in San Jose, California.
If you select Anthem Blue Cross as your Individual provider, you’ll have access to 11 participating doctors in San Jose. Kaiser Permanente has 1 doctors in their network. Individual enrollees that need to see a specialist in San Jose are in luck, as the city has 6 doctors who are a dentist, 2 psychiatry & neurology specialists, and 2 physical therapists who accept Individual health plans.