Residents of San Jose, California have the option of enrolling in any one of 23 affordable Individual health plans available to them. Of the 3 insurance companies that offer Individual health plans in San Jose, Anthem Blue Cross, Kaiser Permanente, and Valley Health Plan have the highest number of plans to choose from.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 13 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Valley Health Bronze 60 HMO plan from Valley Health Plan. The monthly cost of this plan is $306.67.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Anthem Blue Cross has the largest selection of Individual plans for residents of San Jose, California. They offer 13 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.
In San Jose, Anthem Blue Cross is the insurance carrier with the largest network of practitioners with 11 doctors to choose from. Kaiser Permanente comes in second with 1. Need to see a specialist? There are many specialists in San Jose that accept Individual health plans, including 6 dentists, 2 doctors in the psychiatry & neurology specialty, and 2 physicians that are a physical therapist who accept Individual health plans.