Comprehensive insurance options are available in San Francisco. There is a total of 27 affordable Individual health plans in San Francisco for you to choose from. You can choose from 5 Individual insurance carriers operating in San Francisco. The companies that offer the widest variety of plans are Blueshield of California, Kaiser Permanente, and Chinese Community Health Plan.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 14 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Kaiser Bronze 60 HDHP HMO plan from Kaiser Permanente. The monthly cost of this plan is $379.13.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 14 plans that offer Health Maintenance Organization(HMO) and 5 Preferred Provider Organization(PPO) plans, Blueshield of California has the largest selection of Individual plans for residents of San Francisco, California.
If you select Health Net as your Individual provider, you’ll have access to over 1614 participating doctors in San Francisco. Kaiser Permanente has over 515 doctors in their network and Chinese Community Health Plan follows with a network of over 284 practitioners. Individual enrollees that need to see a specialist in San Francisco are in luck, as the city has over 721 doctors specializing in internal medicine, over 556 dentists, and over 254 psychiatry & neurology specialists who accept Individual health plans.