Salinas, California residents can enroll in any one of the 18 affordable Individual health plans offered. Of the 3 insurance companies that offer Individual health plans in Salinas, Anthem Blue Cross, Kaiser Permanente, and MercyCare Health Plans have the highest number of plans to choose from.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. You can select one of the 9 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Kaiser Gold 80 HMO Coinsurance plan from Kaiser Permanente, at a $586.51 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Salinas, California is Anthem Blue Cross, which offers 9 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.
In Salinas, Anthem Blue Cross is the insurance carrier with the largest network of practitioners with 257 doctors to choose from. MercyCare Health Plans comes in second with 76 and Kaiser Permanente is third with 35 doctors that accept Individual. Need to see a specialist? There are many specialists in Salinas that accept Individual health plans, including 78 internal medicine specialists, 46 doctors in the family medicine specialty, and 24 physicians that specialize in obstetrics & gynecology who accept Individual health plans.