Choose your personal and affordable insurance plan from 35 Individual health plans available in Oceanside, California. There are 5 insurance carriers that offer inexpensive Individual health plans in Oceanside. Of these, the companies that offer the largest variety of plans to choose from are MercyCare Health Plans, Sharp Health Plan, and Anthem Blue Cross.
For those who would like to visit doctors outside of their networks, choose one of the 10 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 24 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Molina Health Care Gold 80 HMO plan from Molina Healthcare, at a $469.91 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. MercyCare Health Plans has 24 plans that participates in Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Oceanside, California.
If you select Anthem Blue Cross as your Individual provider, you’ll have access to 41 participating doctors in Oceanside. MercyCare Health Plans has 11 doctors in their network and Molina Healthcare follows with a network of 10 practitioners. Individual enrollees that need to see a specialist in Oceanside are in luck, as the city has 17 doctors who are a dentist, 12 family medicine specialists, and 11 physical therapists who accept Individual health plans.