Oakland, California residents can enroll in any one of the 14 affordable Individual health plans offered. Of the 2 insurance companies that offer Individual health plans in Oakland, Anthem Blue Cross and Kaiser Permanente have the highest number of plans to choose from.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 9 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Kaiser Gold 80 HMO Coinsurance plan from Kaiser Permanente, at a $586.51 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Anthem Blue Cross has 9 plans that participates in Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Oakland, California.
Anthem Blue Cross has the largest network of practitioners in Oakland that accept Individual with over 1221 doctors to choose from. Kaiser Permanente comes in second with over 948. Finding specialist care in Oakland will be simple, since there are over 459 internal medicine specialists which take Individual, over 369 doctors that specialize in pediatrics, and over 203 emergency medicine specialists.