Oakland, California residents can enroll in any one of the 14 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Oakland. Of these, the companies that offer the largest variety of plans to choose from are Anthem Blue Cross and Kaiser Permanente.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 9 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Kaiser Gold 80 HMO Coinsurance plan from Kaiser Permanente, at a $586.51 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 9 plans that offer Health Maintenance Organization(HMO) and 5 Preferred Provider Organization(PPO) plans, Anthem Blue Cross has the largest selection of Individual plans for residents of Oakland, California.
In Oakland, Anthem Blue Cross is the insurance carrier with the largest network of practitioners with 181 doctors to choose from. Kaiser Permanente comes in second with 67. Individual enrollees that need to see a specialist in Oakland are in luck, as the city has 79 doctors specializing in internal medicine, 67 emergency medicine specialists, and 35 dentists who accept Individual health plans.