Residents of Hayward, California have the option of enrolling in any one of 14 affordable Individual health plans available to them. You can choose from 2 Individual insurance carriers operating in Hayward. The companies that offer the widest variety of plans are Blueshield of California and Kaiser Permanente.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 9 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Kaiser Bronze 60 HDHP HMO plan from Kaiser Permanente. The monthly cost of this plan is $352.04.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Hayward, California is Blueshield of California, which offers 9 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Hayward, Kaiser Permanente has 131 doctors that accept Individual, followed by Blueshield of California with 16. Individual enrollees that need to see a specialist in Hayward are in luck, as the city has 93 doctors who are a dentist, 52 internal medicine specialists, and 44 pediatrics specialists who accept Individual health plans.