Residents of Folsom, California have the option of enrolling in any one of 24 affordable Individual health plans available to them. You can choose from 4 Individual insurance carriers operating in Folsom. The companies that offer the widest variety of plans are Blue Shield of California, Kaiser Permanente, and Western Health Advantage.
For those who would like to visit doctors outside of their networks, choose one of the 10 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 14 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Kaiser Bronze 60 HDHP HMO plan from Kaiser Permanente. The monthly cost of this plan is $343.02.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Blue Shield of California has the largest selection of Individual plans for residents of Folsom, California. They offer 14 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.
If you select Health Net as your Individual provider, you’ll have access to 108 participating doctors in Folsom. Kaiser Permanente has 60 doctors in their network and Blue Shield of California follows with a network of 48 practitioners. Individual enrollees that need to see a specialist in Folsom are in luck, as the city has 53 doctors who are a physical therapist, 52 internal medicine specialists, and 41 family medicine specialists who accept Individual health plans.