Berkeley, California residents can enroll in any one of the 14 affordable Individual health plans offered. Of the 2 insurance companies that offer Individual health plans in Berkeley, Blue Shield of California and Kaiser Permanente have the highest number of plans to choose from.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 9 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Kaiser Bronze 60 HDHP HMO plan from Kaiser Permanente. The monthly cost of this plan is $352.04.
Health plans are available at lower cost to you if you are eligible for premium tax credit. With 9 plans that offer Health Maintenance Organization(HMO) and 5 Preferred Provider Organization(PPO) plans, Blue Shield of California has the largest selection of Individual plans for residents of Berkeley, California.
Kaiser Permanente has the largest network of practitioners in Berkeley that accept Individual with 61 doctors to choose from. Blue Shield of California comes in second with 12. Individual enrollees that need to see a specialist in Berkeley are in luck, as the city has 132 doctors specializing in internal medicine, 94 psychiatry & neurology specialists, and 68 family medicine specialists who accept Individual health plans.