Albany, California residents can enroll in any one of the 14 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Albany. Of these, the companies that offer the largest variety of plans to choose from are Anthem Blue Cross and Kaiser Permanente.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 9 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Kaiser Bronze 60 HDHP HMO plan from Kaiser Permanente. The monthly cost of this plan is $391.79.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Anthem Blue Cross has 9 plans that participates in Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Albany, California.
In Albany, Anthem Blue Cross is the insurance carrier with the largest network of practitioners with 31 doctors to choose from. Kaiser Permanente comes in second with 2. Looking for a specialist? Pick from of the 10 doctors who are a dentist, the 8 physical therapists, or even the 8 family medicine specialists who accept Individual health plans in Albany.