Residents of Fort Smith, Arkansas have the option of enrolling in any one of 31 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Fort Smith. Of these, the companies that offer the largest variety of plans to choose from are QualChoice, Arkansas Blue Cross Blue Shield, and Celtic Insurance Company. Fort Smith offers 2 Bronze plans, 16 Silver plans, 6 Gold plans and 2 for consumers to choose.
17 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 6 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Bronze Plan HSA1 plan from Arkansas Blue Cross Blue Shield, at $305.95 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. QualChoice has 6 plans that participates in Health Maintenance Organization(HMO) network and 17 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Fort Smith, Arkansas.
Arkansas Blue Cross Blue Shield has the largest network of practitioners in Fort Smith that accept Individual with 433 doctors to choose from. QualChoice comes in second with 145. Finding specialist care in Fort Smith will be simple, since there are 109 internal medicine specialists which take Individual, 81 doctors that specialize in family medicine, and 37 dentists.