Choose your personal and affordable insurance plan from 8 Individual health plans available in Phoenix, Arizona. There are 2 insurance carriers that offer inexpensive Individual health plans in Phoenix. Of these, the companies that offer the largest variety of plans to choose from are Health Net and Cigna.
You can enroll in one of the 8 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Ambetter Essential Care 1 (2018) plan from Health Net. The monthly cost of this plan is $387.50.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Health Net has the largest selection of Individual plans for residents of Phoenix, Arizona. They offer 8 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
Cigna has the largest network of practitioners in Phoenix that accept Individual with over 1849 doctors to choose from. Health Net comes in second with over 1124. Individual enrollees that need to see a specialist in Phoenix are in luck, as the city has over 541 doctors specializing in internal medicine, over 372 pediatrics specialists, and over 326 anesthesiology specialists who accept Individual health plans.