Shelby, Alabama residents can enroll in any one of the 18 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Shelby. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Alabama and Bright Health. Shelby consumers can choose from the following plans: 1 Bronze plans, 7 Silver plans, 4 Gold plans and 2 Plantium plans
If you want to see a doctor outside of your network, you can select from the 10 Individual plans that participate in Preferred Provider Organization(PPO). The lowest deductible Individual health plan is the Blue Value Gold plan from Blue Cross Blue Shield of Alabama, at a $657.63 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Blue Cross Blue Shield of Alabama has the largest selection of Individual plans for residents of Shelby, Alabama. They offer 0 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.