Birmingham, Alabama residents can enroll in any one of the 22 affordable Individual health plans offered. In Birmingham, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Alabama, Humana, and Bright Health. In total, there are 3 insurance companies providing comprehensive Individual plans. There are 4 Bronze plans, 6 Silver plans, 5 Gold plans and 3 Plantium plans available in Birmingham.
If you want to see a doctor outside of your network, you can select from the 17 Individual plans that participate in Preferred Provider Organization(PPO). The lowest deductible Individual health plan is the Blue Choice Platinum plan from Blue Cross Blue Shield of Alabama, at a $383.67 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of Alabama has 0 plans that participates in Health Maintenance Organization(HMO) network and 17 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Birmingham, Alabama.
Do you want to choose an insurance carrier with a large practitioner network? In Birmingham, Blue Cross Blue Shield of Alabama has 184 doctors that accept Individual, followed by Humana with 144. Need to see a specialist? There are many specialists in Birmingham that accept Individual health plans, including 54 internal medicine specialists, 27 physical therapists, and 27 physicians that are a dentist who accept Individual health plans.