Choose your personal and affordable insurance plan from 71 Individual health plans available in Chicago, Illinois. You can choose from 4 Individual insurance carriers operating in Chicago. The companies that offer the widest variety of plans are Blue Cross Blue Shield of Illinois, Land of Lincoln Health, and Humana. Chicago consumers can choose from the following plans: 22 Bronze plans, 21 Silver plans, 19 Gold plans and 6 Plantium plans
For those who would like to visit doctors outside of their networks, choose one of the 56 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 15 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Blue Precision Bronze HMO 003 plan from Blue Cross Blue Shield of Illinois. The monthly cost of this plan is $156.45.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Blue Cross Blue Shield of Illinois has 15 plans that participates in Health Maintenance Organization(HMO) network and 56 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Chicago, Illinois.
In Chicago, Aetna is the insurance carrier with the largest network of practitioners with over 1948 doctors to choose from. Humana comes in second with over 1918 and Blue Cross Blue Shield of Illinois is third with over 1691 doctors that accept Individual. Individual enrollees that need to see a specialist in Chicago are in luck, as the city has over 808 doctors specializing in internal medicine, over 267 psychiatry & neurology specialists, and over 203 pediatrics specialists who accept Individual health plans.