Residents of Los Angeles, California have the option of enrolling in any one of 45 affordable Individual health plans available to them. In Los Angeles, the insurance carriers that offer the most Individual health plans to choose from are MercyCare Health Plans, Anthem Blue Cross, and Kaiser Permanente. In total, there are 6 insurance companies providing comprehensive Individual plans.
10 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 20 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the LA Care Gold 80 HMO plan from LA Care, at a $420.94 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. MercyCare Health Plans has the largest selection of Individual plans for residents of Los Angeles, California. They offer 20 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Los Angeles, Anthem Blue Cross has 522 doctors that accept Individual, followed by MercyCare Health Plans with 151 and Molina Healthcare with 140 doctors. Finding specialist care in Los Angeles will be simple, since there are 165 internal medicine specialists which take Individual, 117 doctors that are a dentist, and 105 family medicine specialists.