Lake Charles, Louisiana residents can enroll in any one of the 25 affordable Individual health plans offered. In Lake Charles, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Louisiana, Vantage Health Plan, and CHRISTUS Health Plan Louisiana. In total, there are 3 insurance companies providing comprehensive Individual plans.
7 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 5 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Max 80/60 $5100 plan from Blue Cross Blue Shield of Louisiana, at $532.90 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Lake Charles, Louisiana is Blue Cross Blue Shield of Louisiana, which offers 5 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Lake Charles, Blue Cross Blue Shield of Louisiana has 117 doctors that accept Individual.. Individual enrollees that need to see a specialist in Lake Charles are in luck, as the city has 22 doctors specializing in obstetrics & gynecology, 20 anesthesiology specialists, and 19 family medicine specialists who accept Individual health plans.