Comprehensive insurance options are available in San Francisco. There is a total of 27 affordable Individual health plans in San Francisco for you to choose from. You can choose from 5 Individual insurance carriers operating in San Francisco. The companies that offer the widest variety of plans are Blue Shield of California, Kaiser Permanente, and Chinese Community Health Plan.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 14 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Kaiser Bronze 60 HDHP HMO plan from Kaiser Permanente. The monthly cost of this plan is $379.13.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 14 plans that offer Health Maintenance Organization(HMO) and 5 Preferred Provider Organization(PPO) plans, Blue Shield of California has the largest selection of Individual plans for residents of San Francisco, California.
If you select Health Net as your Individual provider, you’ll have access to over 1452 participating doctors in San Francisco. Kaiser Permanente has over 574 doctors in their network and Blue Shield of California follows with a network of over 201 practitioners. Individual enrollees that need to see a specialist in San Francisco are in luck, as the city has over 835 doctors specializing in internal medicine, over 302 psychiatry & neurology specialists, and over 245 pediatrics specialists who accept Individual health plans.