Philadelphia, Pennsylvania residents can enroll in any one of the 57 affordable Individual health plans offered. In Philadelphia, the insurance carriers that offer the most Individual health plans to choose from are Independence Blue Cross, Ambetter, and Oscar. In total, there are 3 insurance companies providing comprehensive Individual plans. There are 5 Bronze plans, 25 Silver plans, 9 Gold plans and 3 Plantium plans available in Philadelphia.
For those who have a doctor who is out-of-network, you can enroll in one of the 6 Preferred Provider Organization(PPO) plans. You can enroll in one of the 41 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Keystone HMO Silver Proactive plan from Independence Blue Cross, at a $467.23 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Philadelphia, Pennsylvania is Independence Blue Cross, which offers 41 plans with Health Maintenance Organization(HMO) network and 6 Preferred Provider Organization(PPO) network plans.
If you select Independence Blue Cross as your Individual provider, you’ll have access to 406 participating doctors in Philadelphia.. Individual enrollees that need to see a specialist in Philadelphia are in luck, as the city has 184 doctors specializing in internal medicine, 102 dentists, and 75 family medicine specialists who accept Individual health plans.