Comprehensive insurance options are available in San Francisco. There is a total of 33 affordable Individual health plans in San Francisco for you to choose from. You can choose from 5 Individual insurance carriers operating in San Francisco. The companies that offer the widest variety of plans are Anthem Blue Cross, Kaiser Permanente, and Oscar.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 14 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Chinese Community Bronze 60 HDHP HMO plan from Chinese Community Health Plan. The monthly cost of this plan is $418.60.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 14 plans that offer Health Maintenance Organization(HMO) and 5 Preferred Provider Organization(PPO) plans, Anthem Blue Cross has the largest selection of Individual plans for residents of San Francisco, California.
If you select Anthem Blue Cross as your Individual provider, you’ll have access to over 1921 participating doctors in San Francisco. MercyCare Health Plans has over 637 doctors in their network and Kaiser Permanente follows with a network of over 542 practitioners. Individual enrollees that need to see a specialist in San Francisco are in luck, as the city has over 883 doctors specializing in internal medicine, over 278 psychiatry & neurology specialists, and over 248 dentists who accept Individual health plans.