Philadelphia, Pennsylvania residents can enroll in any one of the 23 affordable Individual health plans offered. In Philadelphia, the insurance carriers that offer the most Individual health plans to choose from are Independence Blue Cross and Ambetter from Pennsylvania Health & Wellness. In total, there are 2 insurance companies providing comprehensive Individual plans. There are 4 Bronze plans, 10 Silver plans, 5 Gold plans and 1 Plantium plans available in Philadelphia.
For those who have a doctor who is out-of-network, you can enroll in one of the 4 Preferred Provider Organization(PPO) plans. You can enroll in one of the 13 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Keystone HMO Silver Proactive Select plan from Independence Blue Cross, at a $370.52 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Philadelphia, Pennsylvania is Independence Blue Cross, which offers 13 plans with Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans.
If you select Independence Blue Cross as your Individual provider, you’ll have access to 419 participating doctors in Philadelphia.. Individual enrollees that need to see a specialist in Philadelphia are in luck, as the city has 186 doctors specializing in internal medicine, 106 dentists, and 83 family medicine specialists who accept Individual health plans.