New York, New York residents can enroll in any one of the 71 affordable Individual health plans offered. In New York, the insurance carriers that offer the most Individual health plans to choose from are Healthfirst, Empire, and EmblemHealth. In total, there are 4 insurance companies providing comprehensive Individual plans. New York consumers can choose from the following plans: 11 Bronze plans, 18 Silver plans, 18 Gold plans and 3 Plantium plans
You can enroll in one of the 30 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Empire Gatekeeper Platinum Child Only ST INN Pediatric Dental plan from Empire, at a $568.69 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in New York, New York is Healthfirst, which offers 30 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
Aetna has the largest network of practitioners in New York that accept Individual with over 1806 doctors to choose from. Empire comes in second with over 1629 and EmblemHealth takes third prize with over 1440 doctors. Finding specialist care in New York will be simple, since there are over 804 internal medicine specialists which take Individual, over 381 doctors that specialize in psychiatry & neurology, and over 190 physical therapists.