Choose your personal and affordable insurance plan from 42 Individual health plans available in Chicago, Illinois. You can choose from 3 Individual insurance carriers operating in Chicago. The companies that offer the widest variety of plans are Ambetter, Blue Cross Blue Shield of Illinois, and Cigna. Chicago consumers can choose from the following plans: 9 Bronze plans, 21 Silver plans, 7 Gold plans and 1 Plantium plans
For those who would like to visit doctors outside of their networks, choose one of the 7 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 35 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Ambetter Essential Care 1 (2020) plan from Ambetter. The monthly cost of this plan is $259.86.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Ambetter has 35 plans that participates in Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Chicago, Illinois.
In Chicago, Cigna is the insurance carrier with the largest network of practitioners with over 1332 doctors to choose from. Blue Cross Blue Shield of Illinois comes in second with over 1247 and Ambetter is third with over 3 doctors that accept Individual. Individual enrollees that need to see a specialist in Chicago are in luck, as the city has over 604 doctors specializing in internal medicine, over 274 pediatrics specialists, and over 232 family medicine specialists who accept Individual health plans.