Residents of Spencer, West Virginia have the option of enrolling in any one of 49 affordable Medicare health plans available to them. You can choose from 15 Medicare insurance carriers operating in Spencer. The companies that offer the widest variety of plans are Humana, WellCare, and UnitedHealthcare. The least expensive Medicare health plan that includes prescription drug coverage is the Aetna Medicare Advantra Credit Value (PPO) plan from Aetna. The monthly cost of this plan is $0.00.
There are 6 Medicare plans available in Spencer that have no monthly costs, and 27% of the 49 Medicare plans offered have a monthly cost of under $20.00. For those who have regular prescriptions, you can enroll in one of the 31 prescription drugs only health plans or choose one of the 14 Medicare plans that include drug coverage.
Living on a fixed income will not be a problem as Aetna, Humana, and The Health Plan all offer plans at no cost to you. Humana has 7 plans that offer health and drug coverage and 3 drug coverage only plans, making them the carrier with the most plans available in Spencer, WV. On a fixed budget and concerned about quality care? The Health Plan has the highest CMS rating (5 of 5) for Plan Responsiveness and Care and they offer 2 plans at no cost to you.
Medicare is accepted by 25 doctors within 5 miles of the Spencer city center (zip code 25276), so selecting a practitioner close to home won’t be a problem. Highmark has the largest network of practitioners in Spencer that accept Medicare with 12 doctors to choose from. Aetna comes in second with 12 and UnitedHealthcare takes third prize with 11 doctors. Need to see a specialist? There are many specialists in Spencer that accept Medicare health plans, including 10 family medicine specialists, 4 doctors in the emergency medicine specialty, and 3 physicians that specialize in surgery who accept Medicare health plans.