Philadelphia, Pennsylvania residents can enroll in any one of the 80 affordable Medicare health plans offered. In Philadelphia, the insurance carriers that offer the most Medicare health plans to choose from are Humana, Aetna, and Independence Blue Cross. In total, there are 20 insurance companies providing comprehensive Medicare plans. The least expensive Medicare health plan that includes prescription drug coverage is the AARP Medicare Advantage Choice Plan 2 (PPO) plan from UnitedHealthcare. The monthly cost of this plan is $0.00.
There are 21 Medicare plans available in Philadelphia that have no monthly costs, and 44% of the 80 Medicare plans offered have a monthly cost of under $30.00. 40 of the available Medicare plans include drug coverage, or you can select one of the 31 plans that covers prescription drugs only. Selecting one of the 11 Medicare health plans that have been awarded 5 stars by the Center for Medicare and Medicaid Services (CMS) will allow you to shop with confidence.
If you are on a budget, there are health plans available from Aetna, Cigna-HealthSpring, and Clover Health at no cost to you. The carrier with the largest selection of Medicare plans in Philadelphia, PA is Humana, which offers 6 plans with health and drug coverage and 3 drug coverage only plans. Is Preventative Care one of your priorities? CMS has given Independence Blue Cross 4 out of 5 stars in the “Improving or maintaining physical health” category.
Need a doctor? Selection will not be a problem, since 394 doctors within 5 miles of the Philadelphia city center (zip code 19019) accept Medicare. Do you want to choose an insurance carrier with a large practitioner network? In Philadelphia, Highmark has 286 doctors that accept Medicare, followed by UnitedHealthcare with 279 and Aetna with 270 doctors. Need to see a specialist? There are many specialists in Philadelphia that accept Medicare health plans, including 114 internal medicine specialists, 41 doctors in the family medicine specialty, and 37 physicians that specialize in emergency medicine who accept Medicare health plans.