Torrance, California residents can enroll in any one of the 39 affordable Individual health plans offered. In Torrance, the insurance carriers that offer the most Individual health plans to choose from are Health Net, Blueshield of California, and Kaiser Permanente. In total, there are 7 insurance companies providing comprehensive Individual plans.
If you want to see a doctor outside of your network, you can select from the 10 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 24 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the LA Care Bronze 60 HMO plan from L.A. Care Health Plan. The monthly cost of this plan is $274.62.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Health Net has the largest selection of Individual plans for residents of Torrance, California. They offer 24 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Torrance, Anthem Blue Cross has over 946 doctors that accept Individual, followed by Health Net with over 918 and L.A. Care Health Plan with over 365 doctors. Looking for a specialist? Pick from of over 309 doctors who are a dentist, over 306 internal medicine specialists, or even over 116 emergency medicine specialists who accept Individual health plans in Torrance.