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HealthPocket in the Press

  • Health Insurance Premium Increases Article
    Winter 2014 "LCP and ACA"

    HealthPocket.com provides comparisons of both on-exchange and off-exchange health plans.

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  • Health Insurance Premium Increases Article
    Sky-High Premiums and Exorbitant Deductibles May Seal the Fate of Obamacare, says AMAC

    HealthPocket, a healthcare research provider, says that for families enrolled in the Affordable Care Act’s Bronze Plans, which are supposedly the lowest cost health insurance plans in the Obamacare network, the average deductible is over $12,000 in 2017.

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  • Health Insurance Premium Increases Article
    Cost of Retiree Dental Plans May Give You a Toothache

    Consumers paid an average $382 annual premium for a stand-alone dental plan through a government exchange this year, and that didn’t include deductibles and copays, according to the analysis of dental plans on the federal exchange by the website HealthPocket, which compares health plans.

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    The Health Care Law's 10 Essential Benefits

    A new study by HealthPocket, an independent research firm, found that less than 2 percent of existing individual health plans provide all 10 essential benefits.

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    Patients Willing to Ditch Doctors to Save Money

    More than 40 percent of those polled say they wouldn’t change their physician despite such savings.The survey was done by the website HealthPocket, which rates and compares health care plans.

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    Some Health Care Plans Lowball Quotes; Actual Premiums Cost More

    An analysis from HealthPocket, a consumer website that compares and ranks health plans by state, finds that a jaw-dropping 80 percent of health insurance plans could potentially cost more than the original quoted price for about one in six applicants on average.

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  • Health Insurance Premium Increases Article
    Sticker Shock: The Experience of a Health Care Consumer

    Health Pocket. Deductibles, out-of-pocket costs, and the Affordable Care Act.https://www.healthpocket.com/healthcare-research/infostat/2014-obamacare-deductible-out-of-pocket-costs#.VrjK-2kaPbMY. Accessed Jul 10, 2015.

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  • Health Insurance Premium Increases Article
    Most health plans still resist covering weight-loss treatment

    A July study naming the top 10 medical services that aren’t covered by most insurers showed that long-term care, cosmetic surgery and infertility treatments take the top three spots

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    Many doctors not discussing ACA with their patients

    A HealthPocket survey found that many doctors haven’t spoken to their patients about the reform law and its potential impact on patient care.

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    Millions uninsured on patchwork Medicaid expansion map

    A recent analysis from HealthPocket Inc., a website that ranks and compares health plans, said health professionals reported low acceptance rates of Medicaid patients.

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    How many clinicians take Medicaid?

    Physicians and other health professionals report low acceptance rates of Medicaid patients in advance of a major expansion of the program in 2014, according to the website HealthPocket Inc.

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    ACA won’t slam young adults, health plan rater says

    HealthPocket.com, which compares and ranks health plans, determined that the ACA’s age-based pricing requirements were largely in line with the premiums individuals are paying now.

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    Health insurers reject more than a fifth of individual applications

    The health insurance industry averages a national application rejection rate of about 22% of individual and family coverage applications, according to an analysis by HealthPocket, a technology company that compares and ranks health plans.

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  • Health Insurance Premium Increases Article
    Louisiana ‘Obamacare’ enrollment reaches 186,277

    New enrollees accounted for 58 percent of the 2015 enrollment total in Louisiana, according to the U.S. Department of Health and Human Services.

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  • Health Insurance Premium Increases Article
    With health law, workers ponder the I-Quit option

    In the new markets, the average annual premium is $5,558 for a 50-year-old and $8,435 for a 60-year-old, according to an analysis run for The Associated Press by HealthPocket.

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  • Health Insurance Premium Increases Article
    Improving Competition in Medicare - Statement before the House Ways and Means Committee, Subcommittee on Health

    Much of that additional payment covers services that seniors want but cannot get from traditional Medicare. HealthPocket found that 97% of MA plans offered at least one vision, dental, or hearing benefit in 2014. All three benefits were offered by 49% of HMOs in MA.

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    New York's Next Health Care Revolution

    An analysis of health plans offered in 2014 on the 34 federally facilitated insurance exchanges shows that average deductible amounts for bronze-, silver-, and gold-level health plans are all above the Treasury’s definition of 'high deductible.'

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  • Health Insurance Premium Increases Article
    Medicare Advantage Rating Bonus Payments Released for 2015

    Medicare Advantage health plans may be eyeing reimbursement from the federal government in 2016 as the U.S. Centers for Medicare & Medicaid Services released its star ratings bonus payments for . . .

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  • Health Insurance Premium Increases Article
    How are patients dealing with rising costs of dental coverage?

    A new infostat from a consumer information website could offer some help in that department. HealthPocket.com researches and compares health plans with a goal of bringing more transparency to insurance markets. The average monthly premium for adult dental plans in 2014 was $31.81 with monthly premiums ranging from $9.99 to $91.20, HealthPocket.com concluded. Among the states on the federal exchange, Alaska had the highest average monthly premiums ($63.61) while West Virginia had the lowest ($23.70).

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  • Health Insurance Premium Increases Article
    Missourians deserve a better health care system

    These rate hikes are on top of the skyrocketing deductibles families have to meet before they're even able to use their insurance. According to HealthPocket, this year the average deductible for a bronze plan tops $6,000 for individuals and $12,000 for families. Individuals with the middle-tier silver plans have an average deductible of more than $3,500, a 15 percent increase over last year.

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  • Health Insurance Premium Increases Article
    How Will The Obamacare Repeal Affect Prescription Drug Coverage?

    For one, Obamacare's requirements don't actually apply to every prescription drug. Furthermore, the law does very little to control the costs of prescriptions, even for those whose drugs are covered by their plans. A 2014 analysis by insurance comparison site Healthpocket found that some Obamacare plans actually require enrollees to pay more for prescription drugs out-of-pocket than they would have before the law took effect. Other plans reduced the cost of prescription drugs for enrollees, but on average, prices were slightly higher under Obamacare than they were before.

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  • Health Insurance Premium Increases Article
    These Patients Are Covered by Obamacare But Can’t Afford Treatment

    Compounding the problem, premiums rise as people grow older. A 60-year-old making $48,000 a year, just too much to qualify for ACA subsidies, would need to spend 22 percent of his or her income to buy the average mid-level plan, according to a studyfrom HealthPocket Inc., which helps people buy health plans.

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    Some find care unaffordable, even with Obamacare coverage

    Compounding the problem, premiums rise as people grow older. A 60-year-old making $48,000 a year, just too much to qualify for ACA subsidies, would need to spend 22 percent of his or her income to buy the average mid-level plan, according to a study from HealthPocket Inc., which helps people buy health plans.

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  • Health Insurance Premium Increases Article
    How bad is shopping for health insurance?

    Nearly two-thirds of Americans say shopping for health insurance is at least as bad as having a tooth filled, according to the latest Bankrate Health Insurance Pulse survey.

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  • Health Insurance Premium Increases Article
    10 things to know about specialty drug spending

    When the four metal categories — bronze, silver, gold, and platinum — were compared, out-of-pocket specialty drug costs for platinum plans were the lowest, according to the HealthPocket report.

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    Survey: Over One-Third of Consumers Would Switch PCPs to Save Money

    More than one-third of consumers would be willing to change primary care physicians to save on insurance premiums, according to a survey by HealthPocket.

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  • Health Insurance Premium Increases Article
    7 statistics on dental insurance premiums

    The average dental premium differs widely among states, according to a report by HealthPocket, a new technology company that compares and ranks all the health insurance plans available.

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  • Health Insurance Premium Increases Article
    PPACA rates to jump by double digits

    HealthPocket's analysis comes shortly after the Centers for Medicare & Medicaid released numbers about major carriers proposing rate increases of 10 percent or more. Still, HealthPocket analyzed rate filing requests for all carriers in major U.S. cities, not just those who want double-digit hikes.

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    Exchange plans pricier than off-exchange plans

    Health insurance that is sold only through one of the exchanges created by the Patient Protection and Affordable Care Act may be more expensive than other types of coverage. But because of the substantial subsidies that many exchange purchasers receive, that fact may be of little significance to the purchasers.

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    Flap over inflated PPACA enrollment figures dies down

    Kevin Coleman, director of research and data for HealthPocket in Sunnyvale, Calif., said the problem has been addressed. "The 2014 enrollment data research by HealthPocket was performed on Plan ID information (stripped of all personally identifiable information) collected by the House Oversight Committee and then shared with HealthPocket for independent analysis," he said.

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    Platinum plans best for specialty drug consumers

    When it comes to covering the cost of specialty drugs, platinum plans offer the lowest out-of-pocket cost to the consumer, according to a HealthPocket study of public information about the various metal plans from nine states.

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    Exchanges plans are cheaper, report finds

    HealthPocket researchers said carriers who plan to join the exchanges in 2015 would need to lower their premiums if they wanted to be competitive.

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    Advantage plans offer more benefits than Medicare

    New HealthPocket analysis found that 97 percent of Advantage plans provided coverage for a minimum of one extra insurance benefit — vision, dental, or hearing — not covered by Medicare.

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    Insecure connection

    HealthPocket found that 57 percent of respondents weren’t confident personal information requested within the marketplaces would be safe from hacking and other misuse.

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    Consumers clueless about exchanges

    Kev Coleman, an analyst at HealthPocket.com, a health insurance plan information site, has published data on consumers' thoughts about the exchange system in a summary of results from an online survey of 1,150 consumers.

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    Medicare patients should be wary of drug plan hoops

    HealthPocket, a company that provides health plan comparisons to consumers, looked into prescription drug formularies available to Medicare clients through Medicare’s basic and Advantage plans.

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    PPACA mandate delay bills get heard

    A recent poll from HealthPocket that found that just 12 percent of the American public support the individual mandate

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  • Health Insurance Premium Increases Article
    Study: Proposed Obamacare rates average 12 percent higher for 2016

    HealthPocket described silver plans as the “most popular” exchange plan during the 2015 enrollment period, accounting for 67 percent of marketplace-plan selections. Gold plans had an average increase of 16 percent, the "greatest" increase proposed for 2016, according to the HealthPocket analysis.

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  • Health Insurance Premium Increases Article
    2016 Premium Increases Not Surprising; Focus Needs to Shift to Costs

    "There's a wholesale disinterest in those consumers who do not qualify for a subsidy and buy insurance on or off an exchange without a subsidy", Coleman said.

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    Three Studies Look at Rates, Competition In Insurance Marketplaces Opening Oct. 1

    HealthPocket Inc. found that insurers not participating in the marketplaces currently have, on average, 23 percent lower premium rates than the rest of their competition

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    Will Young Adults Have to Pay More Under Obamacare?

    Fears of sticker shock may be overblown, though, according to new data from HealthPocket, a website that helps consumers compare and shop for health plans.

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  • Health Insurance Premium Increases Article
    Don’t make these health insurance mistakes

    The big mistake: Picking the plan with the lowest premiums. “If you shop by premiums alone, you could spend a lot more in out-of-pocket costs than if you had gone with a higher premium plan,” says Kev Coleman, head of research and data at HealthPocket, a technology company that compares and ranks health insurance plans.

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  • Health Insurance Premium Increases Article
    Pipes: Health costs up, overall quality down

    A recent report by HealthPocket — an online insurance marketplace — has revealed that premiums for individual Americans skyrocketed after Obamacare became law. For 23-year-old men, premiums rose by as much as 78 percent. For 63-year-old men, premiums increased 23 percent.

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  • Health Insurance Premium Increases Article
    Obamacare in focus: higher monthly premiums and deductibles in 2017

    Obamacare offers four types of health packages (i.e. plans): bronze, silver, gold, and platinum. All of them imply different requirements and costs. The program has defined a maximum out-of-pocket limit each year and unfortunately – a steady growth in deductibles has been noted. For the sake of comparison: in 2015, this maximum within the individual plan was $6,600; in 2016, it was $6,850; in this year, this figure is defined at $7,150. According to the HealthPocket study, average premiums (i.e. monthly payments) will also increase: for instance, those who are a part of the bronze plan will experience a 21% higher premiums.

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  • Health Insurance Premium Increases Article
    Short-Term Health Plans: The Pros And Cons

    For some people — especially those who are young, healthy and don’t qualify for a tax credit from Covered California or other health insurance exchange — short-term plans might make financial sense, even though they don’t shield you from the Obamacare tax penalty.

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    Help Yourself: The Rise of Online Health Marketplaces

    HealthPocket, an online marketplace for health insurance information, has developed an algorithm based on Medicare Advantage data that drives a customized search taking into account the user's condition, prescription drugs, and location.

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  • Health Insurance Premium Increases Article
    Study: Covered California Premiums Higher in Counties With Less Competition, No PPO

    Covered California health plan premiums were about 6% higher in counties that did not offer a PPO product, according to a study by Mountain View-based HealthPocket.

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    Premiums for Most Popular Exchange Plans To Rise 10% in 2015

    In related news, the average deductible for bronze and silver plans sold through the federal exchange for 2015 is set to increase compared with in 2014, according to an analysis by HealthPocket, Modern Healthcare reports.

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    Study: ACA Exchange Plans Cost Less Than Similar Outside Plans

    Four of the nation's leading insurers offer similar coverage options on and off the Affordable Care's insurance exchanges, but coverage for the off-exchange plans is more costly than the exchange-based versions, according to a recent study by HealthPocket.

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    Survey Finds Many Doctors Not Discussing ACA With Their Patients

    HealthPocket said that the survey results indicate that doctors can play a larger role in educating the public about the ACA

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  • Health Insurance Premium Increases Article
    Wyden, Starr, Other ObamaCare Supporters Worry about Rollout

    …found that the law’s penalty for not buying coverage would not induce most 25-to-34-year-olds or 18-to-24-year-olds to purchase it.

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  • Health Insurance Premium Increases Article
    Answers to Questions for the Record Following a Hearing by the House Committee on the Budget on the Work of the Congressional Budget Office - Question. One critically important area in which you plan to enhance CBO’s capabilities lies in estimating health care costs, including the Affordable Care Act.

    Several recent studies, using data from sources covering various areas of the country, suggest that premiums for all silver plans will grow by an average of 6 percent to 14 percent in 2016. However, the average increase in premiums for benchmark plans offered in exchanges will be lower—between 1 percent and 5 percent—according to those studies.

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  • Health Insurance Premium Increases Article
    Study Individual health premium spiked 49 percent

    Coleman cautions that the averages don't mean that most people saw rate hikes that big. The ACA eliminated many of the cheapest policies with the stingiest benefits, so those people had to trade up and pay more.

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  • Health Insurance Premium Increases Article
    More than half of US says they can't afford to pay over $100 per month for health insurance

    That's the finding of a HealthPocket survey, which asked people what was the most they could afford to pay for coverage in 2017. Many Obamacare plans are significantly increasing their prices next year.

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    Obamacare deductibles are on the rise for 2017, along with monthly premiums

    HealthPocket also found that that average premiums, or monthly payments, for bronze plans nationwide will increase 21 percent next year for people who earn too much to qualify for Obamacare subsidies. A 40-year-old unsubsidized bronze plan customer would pay $350.23 each month for their health coverage, compared to $289.88 per month this year.

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    Government moves to curb short-term health insurance to boost Obamacare risk pool

    Bruce Telkamp, co-founder and CEO of AgileHealthInsurance.com,a leading marketplace of short-term plans, said, "We hope that HHS listens to the voice of the consumer during the comment period for the proposed rule and preserves the existing options that short-term plans provide to millions of Americans who missed the Affordable Care Act enrollment period or simply cannot afford government marketplace plans."

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    Mr. President, we need answers on Obamacare

    As the Obamacare 2016 open-enrollment period has begun, Obamacare has hit a bad trifecta of higher rates, bigger deductibles, and fewer provider choices: ... Meanwhile, according to HealthPocket, Bronze deductibles are rising on the Obamacare federal exchanges by an average of 11 percent to $5,731 and Silver Plan deductibles are rising by 6 percent to an average of $3,117.

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    Government to Obamacare customers: Shop more

    Kev Coleman, head of research and data at the insurance comparison site HealthPocket.com, grumbled about the delay. "I think the release of highly selective data without the release of all data allows the administration to influence the media narrative about Affordable Care Act costs," Coleman said. "It allows them to call attention to areas where positive progress is made while remaining silent on data trends that are less flattering."

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    Insurance premiums: Is $100 the next Obamacare hurdle?

    The HealthPocket.com report found that 57 percent of respondents named that price range when asked about coverage affordability. The second-most common answer was $200 per month, which was the response of just 17 percent of respondents.

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    Who's charging more for Obamacare plans? Surprise ...

    The Harvard study's results come after a separate piece of analysis released by HealthPocket earlier this month came in "contrary to expectations." The insurance comparison company found that in a dozen major counties across the U.S., a popular kind of health insurance plan tends to be significantly more expensive—by an average of 12 percent—when offered by health-care providers such as hospitals, as opposed to traditional insurers.

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    Obamacare prices kept in check in 2015: HHS

    A recent analysis by HealthPocket found that premiums for individual plans in major U.S. cities would rise by an average of 12 percent in 2016 if newly proposed prices are approved. Last week, HealthCare.gov CEO Kevin Counihan wrote all 50 state insurance commissioners, most of whom have approval power over rates, a letter suggesting they consider several factors that would back arguments for only moderate overall price increases.

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    Healthcare.gov chief's 'friendly' letter as new rate hikes loom

    Kev Coleman, head of research and data for insurance comparison site HealthPocket.com, said the letter suggests, "The government is very concerned about the proposed rate increases, and the government is trying to aggressively arm state insurance commissioners with data to help them defend pushbacks on these proposed increases."

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    'Surprise'—Obamacare insurers desire double-digit hikes

    And prices would increase even more—14 percent on average—for people enrolled in the most popular type of Obamacare plans, known as "silver" plans, the HealthPocket study reveals. "Given the rate of general inflation in the country, and the economic situation, the rate increases were surprising to us," said Kev Coleman, head of research and data at HealthPocket, a health-plan comparison tech company.

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    Will these big Obamacare rates get approved?

    Coleman said he had predicted in 2012 that Obamacare plans would not clearly reflect the cost of insuring people until 2016.

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    Low-income people loved Obamacare, but the rest of us...

    Only 16 percent of eligible people who earned between $35,427 and $47,080—the high-end Obamacare subsidy recipients—bought a HealthCare.gov plan.

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    Prix fixe Obamacare: Deductible-only plans keep it simple

    Kev Coleman, head of research and data for the insurance price comparison site HealthPocket.com, said an analysis of government data representing thousands of Affordable Care Act health plans nationally found that 22 percent had annual limits on out-of-pocket costs that are equal to their deductibles, meaning there were no co-payments or co-insurance fees for covered services after the deductibles were satisfied.

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    A tale of two Obamacare price changes

    In analysis published this week, the website HealthPocket.com compared the average premiums people paid in 2013, before Obamacare plans went on sale, to 2014 plan prices. HealthPocket looked at premiums paid by non-smoking men and women, ages 23, 30 and 63, in all 50 states and Washington, D.C.

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  • Health Insurance Premium Increases Article
    ​The painful rise of high-deductible health insurance

    When it comes to health care, however, consumers tend to lack information, often through no fault of their own. The health-care marketplace is notoriously opaque, offering little hope for even savvy consumers to shop around for the cheapest place to, say, get a colonoscopy or a blood test.

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    For some, Obamacare deductibles deliver sticker shock

    The average individual deductible for a bronze plan is a whopping $5,081 per year, according to research provided to CBS MoneyWatch from HealthPocket, a technology company that ranks health care plans.

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  • Health Insurance Premium Increases Article
    'Obamacare' not sparking many doctor-patient conversations

    The survey, conducted by HealthPocket, found that among people with a regular doctor, only half have had a conversation about what the law may mean for their care

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  • Health Insurance Premium Increases Article
    Is Obamacare really affordable? Not for the middle class

    While costs vary widely across states and carriers, the average national prices give some insight into just how steep Obamacare premiums and deductibles can be for the non-subsidized. A 30-year-old will pay an average of $311 a month for the lowest-level bronze plan for 2017, while a 60-year-old will pay an average of $744, according to a review by HealthPocket, which analyzes insurance plans. Both rose 21% from this year. And the average deductible on a bronze plan will top $6,000 next year for an individual and come in at nearly $12,400 for a family.

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    The real deal on Obamacare

    Silver-level plans, the most popular on the exchanges, carry an average deductible of $2,900, according to HealthPocket, which analyzes insurance plans. But more than 57% of enrollees had incomes low enough to qualify for additional subsidies to reduce their out-of-pocket bills.

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    Supreme Court saves Obamacare

    "Five years ago, after nearly a century of talk, decades of trying, a year of bipartisan debate, we finally declared that in America, health care is not a privilege for a few but a right for all," Obama said from the White House. "The Affordable Care Act is here to stay"

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    Obamacare: Your 12 biggest questions answered

    "Survey after survey shows there is enormous uncertainty on the part of consumers about what is coming in 2014," says Kev Coleman, head of research for HealthPocket.com.

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    4 ways to control your health care costs

    HealthPocket.com rates insurance companies based on government, nonprofit and commercial data sources to show you all your options.

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  • Health Insurance Premium Increases Article
    Study: Brand name health insurance not always better

    HealthPocket, a company that rates health care policies, has completed a study of how individual policies stack up in the the government's Medicare plan quality star system.

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  • Health Insurance Premium Increases Article
    8 Answers to Key Questions After the GOP Pulls Its ACA Replacement Plan

    The average premium for the most popular Silver plans is 17 percent higher in 2017 than the year before, according to HealthPocket, a technology company that analyzes and compares health plans.

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    How to Survive a High-Deductible Health Plan

    In 2016, two-thirds of people on the exchanges were enrolled in Silver Plans, which have relatively low premiums. But the average deductible for a Silver Plan this year is $3,572 for an individual and $7,474 for a family, according to the health insurance data website HealthPocket. Those are eye-popping numbers, but individuals who earn less than $29,700 and families that make less than $60,750 may qualify for cost reductions on those deductibles.

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    4 Mistakes to Avoid During Open Enrollment

    It’s tempting to try to save money by choosing a plan with the lowest monthly premium, but that strategy can backfire. “If you shop by premiums alone, you could spend a lot more in out-of-pocket costs than if you had gone with a higher premium plan,” says Kev Coleman, head of research and data at HealthPocket, a technology company that compares and ranks health insurance plans.

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  • Health Insurance Premium Increases Article
    Families USA calls for lower cost-sharing in silver health plans

    Although the Affordable Care Act expands private health insurance to millions of Americans and provides financial assistance along the way, affordability of essential services remains a barrier to many, consumer advocacy group Families USA said in a report Thursday.

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  • Health Insurance Premium Increases Article
    Four Healthcare Questions For The GOP Presidential Contenders

    Nationwide, premiums will increase an average of 12 percent next year, according to the online health insurance research tool HealthPocket. That’s a far cry from President Obama’s 2008 campaign promise to cut premiums by $2,500 for the average family.

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    Poll: Americans Think Obama Admin’s Playing Politics By Delaying Obamacare Sign-ups Until After Election

    HealthPocket also released an analysis of government data earlier this week that discovered that when Obamacare regulations took effect in 2014, customers in the individual health insurance market were hit with double-digit rate increases — including men and women, young adults and seniors.

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    Obamacare, Year One: 78 Percent Premium Hikes

    HealthPocket, a nonpartisan health insurance research company, analyzed government data on individual health insurance premiums in the 2013 market before Obamacare reforms and 2014′s Obamacare exchanges, and the results are in: Average premiums are higher for all ages– far above the norm for annual increases.

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    Poll: Three-fourths think uneven Obamacare enrollment extensions unfair

    HealthPocket’s survey of adults nationwide found that 76 percent of Americans believe its unfair for the enrollment deadline to be extended for some states, but not for all.

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  • Health Insurance Premium Increases Article
    Editorial: GOP wrongly perpetuates myths on ‘Obamacare'

    According to an insurance company rating site called HealthPocket.com, the Health Insurance Marketplace will offer better benefits than 98 percent of individual health plans previously sold.

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  • Health Insurance Premium Increases Article
    Landers: Health care literacy is a subject most of us are flunking

    A survey done by the online insurance evaluator Healthpocket.com found that the average deductible for bronze plans on the exchange was $5,081 for an individual, and $10,386 for a family.

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  • Health Insurance Premium Increases Article
    Expanding coverage - How primary care physicians are accommodating the newly insured

    Physicians are already experiencing increased demand from a larger patient population. Adapting to that demand is one of the next challenges, not only for physicians, but for many health care stakeholders and decision makers.

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  • Health Insurance Premium Increases Article
    Decision time for Medicare beneficiaries

    That wouldn't be a surprise. According to an analysis by HealthPocket.com, there will be 19 percent fewer zero-premium plans in 2015 than in 2014. HealthPocket used data from government, nonprofit and private sources, according to a news release.

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  • Health Insurance Premium Increases Article
    Michigan seniors to pay bit more for Medicare Part C

    Southeast Michigan seniors, on average, will pay more than others across the U.S. for their Medicare Advantage plans this year, according to an analysis by California-based advocacy group HealthPocket.

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    Medicare enrollment now open — are you ready?

    "Seniors hear 'drug coverage' and they think 'Great, my drugs are covered,' " said Kev Coleman, who heads research at HealthPocket, a California-based consumer watchdog group that offers a free online tool in which consumers can compare coverage options.

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    62,000 Michigan seniors might be eligible for $4,000 in drug savings

    A new report from the consumer group HealthPocket concludes that Medicare Advantage plans are the least expensive coverage for a typical senior who gets medical care within their network of doctors.

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    Not eligible for tax credits? You could find a better deal off the exchange

    an exchange plan might be required to provide pediatric vision benefits directly through the plan rather than in a stand-alone supplemental policy, according to the consumer website Health Pocket."

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  • Health Insurance Premium Increases Article
    12 Changes That Will Affect Doctors’ Income in 2015

    When patients with high deductibles come in for care, doctors’ offices risk not getting paid or having to make major, repeated efforts in order to get paid. Williams said that in a growing number of cases, the patient—not the insurer—is the main source of payment.

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  • Health Insurance Premium Increases Article
    As SCOTUS hears King v. Burwell, predictions on its outcome

    How King v. Burwell could impact 5 key health care system stakeholders: With the health care reform law's individual and employer mandates hanging in the balance, as well as the affordability of health insurance premiums, a ruling by the high court to invalidate the tax credits could have a lasting effect on many industry stakeholders.

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  • Health Insurance Premium Increases Article
    Poll Reveals Consumers Clueless About Obamacare

    "...consumers still don't understand how the health insurance market will have transformed," said Bruce Telkamp, CEO of HealthPocket.

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  • Health Insurance Premium Increases Article
    Provider-owned health plans don't offer lower premiums

    Though provider-owned health plans are intented to hasten the transition from a fee-for-service payment model to value-based care, these types of plans don't seem to produce lower premiums, according to a new HealthPocket study.

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    ACA premiums higher in areas without PPOs

    Premiums for Affordable Care Act insurance plans are higher in counties that lack preferred provider organizations (PPOs), according to a HealthPocket analysis of premiums for plans sold on Healthcare.gov.

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    Survey: Seniors select BCBS Medicare plans based on brand familiarity, disregard star ratings

    When it comes to selecting Medicare plans, star ratings have little impact on seniors' decisions. Instead, they tend to focus more on the brand's familiarity and track record, according to a recent survey from HealthPocket.

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    As Medicaid enrollment grows, participating doctors decreases

    Just 34 percent of PCPs now accept Medicaid, which is a 9-point drop from two years ago, according to a new HealthPocket report.

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    Study: Individual market customers pay higher premiums after ACA

    Individual market enrollees are paying higher monthly premiums on average after Affordable Care Act implementation, according to results from a new HealthPocket study. HealthPocket, a technology company that compares and ranks available health plans, compared average monthly premium costs before and after ACA implementation.

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    Metal plans cost more off the exchange

    For the four major insurance companies selling plans off of the exchanges, metals plans sold by Minneapolis-based UnitedHealthcare, Hartford, Connecticut-based Aetna, Bloomfield, Connecticut-based Cigna and New York City-based Assurant cost 40 percent more than the least expensive plans offered on the exchanges, according to a new study from HealthPocket

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    Medicare Advantage plans provide more benefits than Medicare

    When HealthPocket analyzed Medicare Advantage coverage from last year to this year, it determined 47 percent of plans in 2013 included all three additional benefits, compared to 42 percent of Medicare Advantage plans this year.

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    10 services insurers are least likely to cover

    Insurers frequently don't cover 10 common medical services, according to a new analysis from HealthPocket.

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  • Health Insurance Premium Increases Article
    A Big Problem for Obamacare: How Much Americans Can Afford to Pay

    More than half of Americans said that they could afford to spend just $100 or less a month on insurance, according to a new poll by HealthPocket.

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    Americans Have Insurance but Can’t Afford to Use It

    Allthough more Americans have health insurance coverage, 25 percent of non-elderly Americans don’t have enough liquid assets to cover the deductible on their health insurance plan, ...

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    Americans Rank Health Care as Top Financial Burden

    The majority of policies sold on the state and federal exchanges are identified as high-deductible plans—with lower premiums but higher out of pocket costs. A HealthPocket study released in November found the average deductible for 2015 Bronze-level policies, the lowest tiered plan, is about $5,181 for individuals, while families who enroll in these plans have deductibles averaging about $10,500.

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    Obamacare Deductibles, Already High, Climb in 2015

    Now that Obamacare’s health exchanges have been open for nearly a week, consumers have had time to shop around and get a better look at their options. While much attention is focused on the price of Obamacare’s premiums, a new analysis by HealthPocket takes a look at how deductibles on these policies compare to last year—as well as how they stack up against other types of coverage –like employer-based plans.

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    10 Ways to Pay Less for Drugs

    Consumers who purchase the lower-cost bronze and silver plans on the exchanges may see their out-of-pocket prescription costs increase an average of 34 percent, according to a recent analysis by HealthPocket.

     Read More
  • Health Insurance Premium Increases Article
    Obamacare Plan Premiums In 2017 Higher Than Expected And For Worse Coverage

    CBO’s 2009 projections did not account for two prominent ACA plan features—extremely high deductibles and very narrow provider networks—which both lead to lower premiums. According to HealthPocket, the average deductible for the cheapest ACA plan policies will exceed $6,000 for single coverage and $12,000 for family coverage in 2017. The second lowest cost category of policies have average deductibles exceeding $3,500 and $7,000 for single and family coverage, respectively. CBO did not disclose its assumptions about ACA plan deductibles, but they are higher than many ACA advocates expected, and deductible size is inversely related to premiums all else equal.

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    Survey Of Obamacare Enrollees Sheds Light On Importance Of Unlawful Payments To Insurers

    ACA policies typically carry extremely high deductibles, much higher than average deductibles for people with employer-sponsored insurance and that are generally not linked to HSAs. According to HealthPocket, the cheapest ACA-compliant plans—bronze plans that cover about 60% of a person’s average medical expenses—have deductibles that average $5,731 for single coverage and $11,601 for family coverage in 2016. Silver plans that cover about 70% of a person’s average medical expenses—carry deductibles that average $3,117 for single coverage and $6,480 for family coverage. While 90% of exchange enrollees select bronze or silver coverage, about 10% of enrollees selected either gold or platinum plans which carry lower deductibles.

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    New Data Shows Large Insurer Losses On Obamacare Plans

    Healthpocket found that exchange-only premiums are about 5 to 15% higher than plans sold both on and off the exchange. Assuming 2.7 million people enrolled in off-exchange ACA plans and that those average premiums were about 10% less than the average exchange premium, insurers collected about $10.3 billion in premiums from enrollees in off-exchange ACA plans. Altogether, I estimate that insurers collected about $33.7 billion in premiums from ACA individual market plans in 2014.

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    The Supreme Court Has Made Obamacare The Defining Issue Of 2016

    But anyone who thinks that the high court’s decision has saved Obamacare is delusional. Premiums are continuing to skyrocket. Annual double-digit rate hikes are becoming Obamacare’s new normal. That will send the taxpayers’ tab for subsidies ever-higher — and cause unsubsidized consumers to consider going without coverage altogether.

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    Shrink Obamacare's Costs By Removing Rule Driving Up Young People's Premiums

    Last October, HealthPocket, an online insurance broker, measured the increase in premiums for every age group in 2014 versus the pre-Obamacare individual market and concluded they increased by double digits for every age group.

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    Obamacare's Best Defense? 'It Could Have Been Worse'

    According to the online insurance marketplace HealthPocket, deductibles shot up 42 percent during the health law’s first year, compared to those for plans available pre-Obamacare. Today, almost one in seven Americans spends 10 percent or more of his or her income on out-of-pocket costs like deductibles.

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    NYT: 14% Is Good Enough To Call Obamacare A Success

    The fact is that unsubsidized premiums are going up significantly. As HealthPocket’s new assessment shows, 2014 premiums for a 23-year-old woman are up about 44.9 percent from 2013; and a whopping 79.2 percent for men of the same age.

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    Why You Have The Wrong Kind Of Health Insurance: Obamacare

    In comparison, the average deductible for a bronze plan on the exchange — the least expensive coverage — was $5,081 for an individual and $10,386 for a family, according to HealthPocket, a consulting firm. Silver plans, which were the most popular option this year, had average deductibles of $2,907 for an individual and $6,078 for a family.

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    What's Up With Health Insurance Premiums -- Besides Politics?

    Health Pocket Inc. found the average deductible for an individual in a Bronze plan was $5,081 ,and $10,386 for a family. It was $2,907 for an individual in a Silver plan, and $6,078 for a family.

     Read More
    8 Things You Should Know About Challenging A Medical Bill

    The average HDHP deductible in 2013 was more than $2,000, according to the Kaiser Family Foundation, and the average individual on an Obamacare bronze plan was responsible for a deductible of $5,081, according to a study by HealthPocket.

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    98 Percent of Individual Health Plans Flunk Obamacare Standards

    According to a new study at HealthPocket.com, "less than 2% of the existing health plans in the individual market today provide all the Essential Health Benefits required under the Affordable Care Act (ACA)."

     Read More
  • Health Insurance Premium Increases Article
    Obamacare Failed Because It Made More Sense to Remain Uninsured

    In 2014, the SRP averaged about $150 per uninsured person, according to H&R Block. In 2016, where the SRP increased to the greater of $695 or 2.5% of your modified adjusted gross income, the Kaiser Family Foundation estimated an impact of $969 per uninsured household. However, a $969 penalty is no match for the average annual cost of a bronze-tier plan, which has the lowest premium on the ACA exchange. According to HealthPocket, the average bronze plan premium was $257.68 in 2016 for a 30-year-old, or about $3,092 a year. The average healthy adult could have saved more than $2,100 by remaining uninsured on a static basis, and probably well over $1,000 even if they qualified for a health premium deduction when filing their taxes.

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    The Advantages of Buying Health Insurance Outside an Exchange

    "If you're someone who has a chronic condition or specialist that you appreciate, it would be important to you to make sure that doctor or hospital is part of the network of any health plan you choose," says Kevin Coleman, head of research and data for HealthPocket Inc. of Sunnyvale, Calif.

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    The Unaffordable Care Act

    "Policy deductibles for single people were hitting $6,350 and $12,700 per family, 26% higher than the average for many new policies, notes Kev Coleman, head of data and research at HealthPocket."

     Read More
    How will ObamaCare impact your taxes?

    Former HHS Secretary Michael Leavitt, Wealth Health Director Rich Coppa and HealthPocket.com’s Kevin Coleman on what consumers need to know about ObamaCare.

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    How The Feds Will Know if You Have Health Insurance

    "The mandate comes in a carrot and stick format," says Steven Zaleznick, executive director for consumer strategy for HealthPocket, a Sunnyvale, Calif.-based company that compares and ranks health plans.

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    Health Insurance Application Denied? Here are 5 Options

    HealthPocket, a Sunnyvale, Calif.,-based group that analyzes medical insurance firms across the country, based its study on Department of Health & Human Services data for more than 9,400 insurance plans.

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  • Health Insurance Premium Increases Article
    House Oversight Committee Chairman walks back remarks on low-income Americans choosing health care over iPhones

    Under Obamacare, more than seven in 10 enrollees could find coverage for $75 or less in 2017, thanks to subsidies. Without that government assistance, the average cost of a bronze plan — the cheapest available — would be $311 a month for a 30-year-old in 2017, according to Health Pocket.

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  • Health Insurance Premium Increases Article
    Drug price gouging: The medications expected to cost more in 2016

    Health insurers generally refer to very expensive medications as “specialty drugs,” no matter what condition they treat. These drugs already have the highest out-of-pocket costs for consumers and are likely to cost even more next year, according to research by HealthPocket.com, a website that can compare Affordable Care Act plans for consumers. Not only will the base prices of drugs likely increase next year, but in three out of four of ACA plans offered for 2016, the portion of the cost paid by the enrollee will also rise, says Kev Coleman, head of research and data at HealthPocket. In other words, most consumers of specialty drugs will pay a higher percentage of a higher price next year for the same drugs they’re taking now.

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    Obamacare Sends Health Premiums Skyrocketing By As Much As 78 Percent

    Average insurance premiums in the sought-after 23-year-old demographic rose most dramatically, with men in that age group seeing an average 78.2 percent price increase before factoring in government subsidies, and women having their premiums rise 44.9 percent, according to a report by HealthPocket scheduled for release Wednesday.

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    Rep. Kelly: Health care law 'doesn't make sense'

    Only 12 percent of Americans want the individual mandate instituted in 2014, according to a Healthpocket survey, host Neil Cavuto said

     Read More
  • Health Insurance Premium Increases Article
    Coverage Does Not Always Equal Access With Obamacare

    Market Conditions On The Obamacare Exchanges Are "Getting Considerably Worse…The Percentage Increase For Each Category Of Obamacare Nationwide Is In The Double-Digits." "'With respect to 2017, it is immediately evident that the market conditions facing the unsubsidized are getting considerably worse,' HealthPocket's report said. 'The percentage increase for each category of Obamacare nationwide is in the double-digits.'" (Dan Mangan, "Obamacare Deductibles Are On The Rise For 2017, Along With Monthly Premiums," CNBC , 10/26/16)

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    Sanders Must Explain These ObamaCare Failures Tonight

    Lower Level "Bronze" Plans Are Facing Premium Increases Of 21 Percent This Year. "When compared to average premium nationwide for bronze plans in 2016, HealthPocket found that the average premium for 2017 has risen by 21%." ("Aging Consumers Without Subsidies Hit Hardest By 2017 ObamaCare Premium & Deductible Spikes," HealthPocket , 10/26/16)

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  • Health Insurance Premium Increases Article
    Federal HIXs offering more than private marketplaces

    HealthPocket, Inc. finds that two of the leading online private health plan marketplaces or 'private exchanges' offer fewer options for consumers to consider compared to established government plan finders

     Read More
  • Health Insurance Premium Increases Article
    Montana Has Highest Rate of Health Insurance Denials

    Nearly half, 45 percent, of health insurance applications filed in Montana are denied, according to a new analysis out from an insurance industry group, more than double the national average. Meanwhile, five states have a denial rate of 0 percent.

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  • Health Insurance Premium Increases Article
    GOP Plans HealthCare.gov Security Bill

    "Any new GOP legislation attempting to regulate the health insurance exchanges has no chance of passing the Senate unless it is narrowing limited to tactical consumer protections that can attract bipartisan support," says Kev Coleman, who tracks government activity as head of research and data at HealthPocket Inc.

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  • Health Insurance Premium Increases Article
    Health insurers push states for premium hikes as Americans play guinea pigs

    The more generous your plan is with its benefits, the more likely you are to face a higher rate increase, HealthPocket found. Insurers have requested that regulators approve average premium increases of 14% and 16% for silver and gold plans respectively. These plans have smaller deductibles and more generous benefits, meaning that their policyholders have to pay a smaller share of their healthcare costs out of their own pockets.

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  • Health Insurance Premium Increases Article
    Moving to a HDHP? Consider Adding an HSA

    This move to HDHPs is becoming the norm for many employers, which is how over half of Americans get their health coverage. The same is also true for those purchasing their health insurance on the ACA exchanges, where in 2016, two-thirds of people were enrolled in Silver Plans had an average individual deductible of $3,177 and an average family deductible of $6,480, according to the health data website HealthPocket.

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  • Health Insurance Premium Increases Article
    Brand familiarity, not star ratings, important in senior selection of BCBS Medicare plans

    Based on the CMS star ratings, HealthPocket concluded that quality is not the same across BCBS plans, which is not surprising given that BCBS consists of 37 independent companies. However, according to the report, many consumers are not aware that Blue Cross Blue Shield is not a single company. The report says that given the inconsistent quality of plans, "it is important for seniors to consider quality and not just brand familiarity when they choose Medicare plans."

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  • Health Insurance Premium Increases Article
    Healthpocket: The Kayak of Health Insurance

    HealthPocket is a new website that allows consumers to compare all health plans in their area.

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  • Health Insurance Premium Increases Article
    Medicare Blues plans vary on quality ratings

    The Blue Cross Blue Shield brand may bring the idea of a consistent kind of health insurance, as the winner of one "health plan brand of the year" poll. But in Medicare Advantage satisfaction ratings, that is not the case.

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    Early bronze plans show high out-of-pocket costs

    Out-of-pocket costs for bronze-level individual health plans under the Affordable Care Act may be higher than current plans on the market, according to a study by HealthPocket.

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    1 in 5 initial insurance applications declined, study finds

    As the healthcare industry adopts new distribution channels in line with retail and online shopping trends (and as many Americans pay more for healthcare and insurance), websites like HealthPocket and Save On Medical are cropping up and aiming to help consumers navigate their finances and, in turn, their healthcare.

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    HealthPocket.com launched by former eHealth executives

    Two former eHealth executives have launched a free consumer information website called HealthPocket.com, aimed at bringing more transparency to insurance markets.

     Read More
  • Health Insurance Premium Increases Article
    HIT Think Hospitals' new reality: Patients as payers

    However, few healthcare consumers are positioned to readily pay a hefty hospital bill. Research has found most Americans have less than $1,000 in savings for health-related emergencies, and that has an impact on patients’ ability to meet the steady rise of patient deductibles. According to analysis by HealthPocket, the average family deductible in 2017 for the ACA’s popular Silver Plan is $7,474, up about 15 percent from $6,480 in 2016.

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    ACA Opponents: Be Careful What You Wish For

    For instance, HealthPocket, which has a free website that compares and ranks health insurance plans, analyzed rate filings for 3,771 plans in 45 states, finding an average premium increase in 2016 of 12 percent, with some plans expected to be 20% percent higher. "Given the possibility of subsidy loss on Healthcare.gov due to the King v. Burwell Supreme Court case, 2016 rate proposals are receiving considerable attention," says Kev Coleman, head of research and data at HealthPocket. "A principal concern is whether these rates are affordable in the potential absence of subsidies."

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    Proposal to Change ACA Enrollment Period

    Moving ACA enrollment to tax season also would assist consumers in making the most informed health plan choice.

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  • Health Insurance Premium Increases Article
    HIEs Adding Data Analytics Capabilities

    Kevin Coleman, head of research and data at Sunnyvale, CA-based HealthPocket, says health information exchanges have the potential to revolutionize the healthcare industry, but not without risk.

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    CMS Forecasts 4% Medicare Advantage Premium Hike in 2015

    While HealthPocket is painting a rosier picture for the percentage increase in MA health plan premiums next year, the company reported the number of $0 MA health plan premiums in 2015 is set to decline 19%.

     Read More
  • Health Insurance Premium Increases Article
    4 Broken Obamacare Promises That Town Hall Protesters Should Remember

    Higher premiums are not the only shock. Out-of-pocket costs in the Obamacare exchanges, particularly deductibles, have been stunning. HealthPocket analyzed that for the lowest tier bronze plans in 2017, the average deductible for an individual is $6,092 and $12,383 for a family.

     Read More
    8 Reasons Why Obamacare Should Be Repealed

    Deductibles keep rising, too, especially for Obamacare exchange plans. According to an analysis by HealthPocket, the average deductible for a bronze plan in 2017 is $6,092 for an individual and $12,383 for a family. The average silver plan deductible for an individual is $3,572 and $7,474 for a family.

     Read More
  • Health Insurance Premium Increases Article
    Prescription Drug Costs and the Specter of Rationing

    HealthPocket did a study last year of the 10 drugs on which Medicare spent the most, and found that for four of them, average beneficiary cost-sharing was more than $1,000 for one prescription.

     Read More
  • Health Insurance Premium Increases Article
    Watching Obamacare Unravel

    At present, it is estimated that only around 2 percent of the current plans meet the ACA’s outsized legislative ambitions.

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  • Health Insurance Premium Increases Article
    New GOP Health Care Bill Is Even Worse Than The First

    Take a look at this data from HealthPocket which shows the rates of coverage for the essential health benefits before the Affordable Care Act was implemented.

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    Privatized Medicaid Managed Care: Yet Another Health Policy Disaster

    According to a 2015 study by HealthPocket, only one-third of health care providers are accepting Medicaid patients; typical Medicaid reimbursement is only 61 percent of what Medicare pays for the same service. The ACA made a temporary attempt to increase reimbursement for primary care, but that has had little impact on access to primary care.

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    Conservatives Argue The Obamacare Lawsuit Won't Be So Bad After All. That's Nonsense.

    Even opting for a slimmer policy might not make sense for lower-income people, considering how much more Bronze policyholders have to spend before their coverage kicks in. For example, the average deductible for an individual Bronze plan is $5,181, compared to $2,927 for a Silver plan, according to Health Pocket.

     Read More
    17 Million Americans Could Get Obamacare Subsidies: Report

    In addition, people who earn up to 250 percent of the poverty level, or about $29,000, can get additional subsidies to cut out-of-pocket costs like deductibles and copayments.

     Read More
    Obamacare Enrollment: Will Enough People Sign Up?

    An April survey of 1,003 people by HealthPocket, an online company that helps consumers find insurance, also found that the law's penalty for not buying coverage would not induce most 25-to-34-year-olds or 18-to-24-year-olds to purchase it.

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  • Health Insurance Premium Increases Article
    2016 Medicare data compares average premiums and drug deductibles Upstate

    New York County Groups - Average Premium & Drug Deductibles

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  • Health Insurance Premium Increases Article
    New Study: Health Insurance Rates Skyrocketed Under Obamacare

    HealthPocket found that men suffered the biggest price increases. Premiums for 23-year-old males rose 78.2 percent, for 30-year-old males 73.4 percent, and for 63-year-old males 22.7 percent.

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  • Health Insurance Premium Increases Article
    ACA Enrollment Year 2: The Squeeze is On

    "The shopping demand curve for Obamacare observed by HealthPocket shows an exhaustion of buying interest over the long AEP except around keys dates," said Bruce Telkamp, CEO at HealthPocket,

     Read More
  • Health Insurance Premium Increases Article
    4 Reasons To Sell Ancillary Health Products This Open Enrollment Period

    To see the power of adding ancillary health products to a consumer’s portfolio, let’s look at a hypothetical non-tobacco-using 30-year-old male. The national average premium for a 30-year-old on a 2017 silver plan is $364 with an average deductible of $3,572, according to HealthPocket.  For that same individual, the national average premium on a 2017 bronze plan is $311 with a $6,092 deductible.

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    Local Obamacare consumers granted reprieve

    A ruling invalidating subsidies would not only have caused massive disruption in the health insurance marketplace for consumers but also for marketplace insurers, including Dayton-based CareSource and Premier Health, according to Kev Coleman, head of research and data at HealthPocket.com.

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    Interest In ACA Fades In 2nd Half Of Enrollment Period

    "The shopping demand curve for Obamacare observed by HealthPocket shows an exhaustion of buying interest over the long AEP except around keys dates," said Bruce Telkamp, CEO at HealthPocket,

     Read More
  • Health Insurance Premium Increases Article
    Is Obamacare Free? The Cost Of Health Insurance Is Soaring Under Affordable Care Act

    A recent analysis from HealthPocket calculated what an average American earning $48,000 annually is expected to pay each month if that person purchases an average silver plan in 2017. It is one of the most popular plans among consumers who receive premium subsidies on state-run health insurance exchanges.

     Read More
  • Health Insurance Premium Increases Article
    Meeting a High Deductible

    Your health should definitely factor into your decision of whether a catastrophic plan is your best option. If your short-term plans include surgery, childbirth or ongoing treatment for an existing medical condition, you should probably skip the catastrophic plan.

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  • Health Insurance Premium Increases Article
    ObamaCare 'Reform': 34% Fewer Doctors, Double-Digit Premium Hikes

    Before ObamaCare, it would've been hard to find a health plan that combined a huge $6,000 deductible, few in-network doctors, and sky-high premiums. Today, thanks to ObamaCare, it's hard not to.

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  • Health Insurance Premium Increases Article
    Obamacare’s Original Sin

    Consider the cost-sharing burden (i.e. out-of-pocket costs after premiums) that marketplace plans place on enrollees. Here are the 2017 estimates from the firm Health Pocket for average deductibles and out-of-pocket maximums (the most an enrollee forks over annually for health services after they pay their premium)

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  • Health Insurance Premium Increases Article
    Five Reasons Americans Can't Afford the Affordable Care Act

    Despite the President’s claims that his health care reform would decrease the cost of health insurance,[i] premiums have skyrocketed since the implementation of the ACA due to the law’s new mandates and taxes. In Indiana, premiums will have increased an estimated 71.5% from 2013 to 2017, based on initial 2017 rate filings by insurers. Florida would see a 48.9% increase,[ii] Virginia an increase of 43.2%, and Oregon a hike of 53.0% that includes a 27.5% requested rate increase from 2016 to 2017 alone.[iii]

     Read More
  • Health Insurance Premium Increases Article
    High deductibles can have costly trade-off

    High deductibles come at a high cost. A new report from The Commonwealth Fund, the funder of Rural Health News Service, shows that people suffer both financial and health consequences.

     Read More
  • Health Insurance Premium Increases Article
    6 Steps to Retire When You Want

    But the coverage can be pricey. Premiums in 2017 for the Silver plan—the most popular choice for those who qualify for subsidies—run an average of $872 a month for a 60-year-old nonsmoker, according to Health Pocket Info Stat, an independent research company. The average deductible is $3,572 for an individual and $7,474 for a family.

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  • Health Insurance Premium Increases Article
    Short-Term Health Plans: The Pros And Cons

    "Depending on your age and income level, you could get one of these plans, pay the uninsured tax penalty and still pay less than if you had purchased" a comprehensive plan, says Kev Coleman, head of research and data for HealthPocket, a health insurance comparison website based in Mountain View.

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    Physicians Contemplate Future Business Decisions Under ‘Doc Fix’ Cloud

    Southeast Michigan seniors, on average, will pay more than others across the U.S. for their Medicare Advantage plans this year, according to an analysis by California-based advocacy group HealthPocket. Medicare Advantage, or Part C, plans in six Michigan counties averaged significantly higher premiums than the national average, said Kev Coleman, head of research and data at HealthPocket, which offers a free online tool in which consumers can compare coverage options. The national average premium for an Advantage plan was $61.69 compared to average rates in southeast Michigan counties that ranged from $90.01 in Macomb County to $101.07 in Livingston County.

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    AMA President Says Docs Group Will Do 'Whatever We Can' On The Health Law

    Half of patients with a regular doctor haven't heard him or her talk about health care reform at appointments, according to HealthPocket.

     Read More
    State Highlights: La. Grand Jury To Examine $200M Medicaid Contract

    HealthPocket.com, analyzed more than 2,000 quotes, focused on individual female nonsmokers.

     Read More
    Sebelius Credits Health Law With Slowing Medical Cost Growth

    ..Just 2 percent of health plans available to consumers in the private insurance market offer all the coverage that will become mandatory next year...according to HealthPocket Inc., a Sunnyvale, Calif., technology firm that "compares and ranks" health plans.

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    Study: One-Third Of Individual Plans Exceed Law’s Out-Of-Pocket Cap

    The (HealthPocket) study comes amid considerable speculation over what coverage will cost under the law’s wide range of new standards. Insurers are preparing the policies now for enrollment late this year and awaiting some rules from the federal government before filing their premium and coverage information with the states.

     Read More
  • Health Insurance Premium Increases Article
    Finding the right plan during Medicare open enrollment

    Monthly premiums across all Medicare Advantage plans being sold in California for 2016 average $29.85. The highest premium is $221 per month, and the lowest is zero, according to an analysis by Health Pocket, a technology company that compares health plans.

     Read More
    Imagining U.S. seniors in a world without Medicare

    Although age is still used in setting rates, insurers participating in the exchanges are prevented by law from charging someone in their 60s more than three times what they charge someone in their 20s. Under Obamacare, the average 30-year-old pays $284 a month for a mid-range Silver plan, the average 40-year-old $319, the average 50-year-old $447 and the average 60-year-old $678, according to the coverage-comparison site HealthPocket.com. That's what an efficient, well-regulated health insurance market looks like. Rather than letting private insurers charge whatever they please.

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  • Health Insurance Premium Increases Article
    HealthPocket asks CMS for short-term health help

    Telkamp, chief executive officer of HealthPocket Inc., and Kev Coleman, head of research at the firm, ask for relief in a comment on new draft individual market stabilization regulations.

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    HealthPocket: Provider-owned plans may charge more

    Analysts at HealthPocket are casting doubt on part of that argument. A quick review of public health insurance exchange plan prices suggests that the provider-owned plans may charge more for coverage than other plans charge, the analysts write in a new commentary.

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    The 20 most creative people in insurance

    The only way HealthPocket receives consumer attention is by earning it. I work very closely with an immensely talented team on identifying ways we can empower consumers to make better insurance decisions through previously unperformed research and the development of online tools.

     Read More
    HealthPocket: Nonprofits mount broad, hard fight for silver sales

    Geneson compared the strategies of for-profit and nonprofit issuers by looking at counties in which for-profit issuers are competing with nonprofit issuers, and getting the price and issuer type for the cheapest plans in those counties.

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    3 must-know facts about 2016 health rate filings

    Here's a look at the latest thinking (and uncertainty) about 2016 premiums, based on in-depth analyses of the available rate filing data from Jesse Geneson and Kev Coleman of HealthPocket and Caroline Pearson of Avalere Health.

     Read More
    3 things to know about PPACA World deductibles

    Consumers who want to know if a plan offers pre-deductible coverage have to dig deep into plan Summary of Benefits and Coverage (SBC) notices and plan brochures. HealthPocket, for example, lists a gold plan in the Kansas City, Mo., with premiums that start at about $285 per month.

     Read More
    Medicare Part D plans cover fewer drugs

    Kev Coleman, an analyst at HealthPocket, has quantified the drop in an analysis of data from the Centers for Medicare & Medicaid Services (CMS), the arm of HHS that runs the Medicare Part D plan program and the Medicare Advantage health plan program.

     Read More
  • Health Insurance Premium Increases Article
    Doctor sells drug prescription to DEA undercover agent, feds say

    BOYNTON BEACH, Fla. - Dr. Peter Katz accepted Aetna, Blue Cross Blue Shield, Cigna and Humana health insurance, according to Health Pocket. A Drug Enforcement Administration agent said on Friday that Katz also accepted cash during under-the-table deals.

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  • Health Insurance Premium Increases Article
    Insurance Exchanges Losing Low-Cost Plans With Departure of Big Brands

    New HealthPocket research, analyzing the health insurance markets of 10 states, found that insurers not participating in exchanges currently have, on average, 23 percent lower premium rates than the rest of their competition.

     Read More
  • Health Insurance Premium Increases Article
    Obamacare Failed Because It Made More Sense to Remain Uninsured

    In 2014, the SRP averaged about $150 per uninsured person, according to H&R Block. In 2016, where the SRP increased to the greater of $695 or 2.5% of your modified adjusted gross income, the Kaiser Family Foundation estimated an impact of $969 per uninsured household. However, a $969 penalty is no match for the average annual cost of a bronze-tier plan, which has the lowest premium on the ACA exchange. According to HealthPocket, the average bronze plan premium was $257.68 in 2016 for a 30-year-old, or about $3,092 a year. The average healthy adult could have saved more than $2,100 by remaining uninsured on a static basis, and probably well over $1,000 even if they qualified for a health premium deduction when filing their taxes.

     Read More
  • Health Insurance Premium Increases Article
    HEALTH SAVINGS ACCOUNTS UNDER THE AFFORDABLE CARE ACT: Challenges and Opportunities for Consumer-Directed Health Plans

    And higher-deductible exchange plans—HSAs and non-HSAs—will require enrollees to become far more cost-conscious, with deductibles much higher than those in traditional employer plans. “Bronze” plans, the least-expensive tier, for instance, have average deductibles of $5,000, while the “silver” tier averages $2,900 for single coverage.

     Read More
  • Health Insurance Premium Increases Article
    5 health-conscious ways to repeal Obamacare

    Insurance protects people against large, unpredictable costs. Instead, Obamacare-compliant policies entitle the insured to a free health check-up every year — at a predictable cost — but require them to pay thousands of dollars in deductibles before they can access benefits for unexpected expenses, everything from falling off a bike to getting cancer. For the lowest-priced bronze plan, deductibles in 2017 will average $6,000 per person and $12,000 per family, according to a recent survey by HealthPocket.

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    Today is the Obamacare deadline to avoid $695 penalty

    Nearly 60% of the health plans available through Obamacare on the federal marketplace for 2016 have no out-of-network coverage except in the case of medical emergencies or prior authorization, according to an analysis by HealthPocket, a technology company that compares and ranks health plans. That means that consumers could be on the hook for the entire bill when they go out of network. What’s more, out-of-network costs do not count toward a plan’s out-of-pocket maximum, so there are no built-in limits to what a consumer could pay on them.

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    How to handle surprise medical bills

    Nearly 60% of the health plans available through Obamacare on the federal marketplace for 2016 have no out-of-network coverage except in the case of medical emergencies or prior authorization, according to an analysis by HealthPocket, a technology company that compares and ranks health plans. That means consumers in those plans could be on the hook for the entire bill when they go out of network, not just the balance.

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    Obamacare open enrollment starts Sunday

    Nearly half of Obamacare health plans on the federal marketplace have no out-of-network coverage except in the case of medical emergencies or prior authorization, according to an analysis by HealthPocket, a technology company that compares and ranks health plans. That means that consumers could be on the hook for the entire bill when they go out of network. What’s more, out-of-network costs do not count toward a plan’s out-of-pocket maximum, so there are no built-in limits to what a consumer could pay on them.

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    Opinion: The newest Obamacare fail: penalties of $36,500 per worker

    Even the least expensive plans on the health exchanges, termed bronze plans, feature deductibles that are prohibitive for many. The average deductible on a bronze plan is $5,000 for a single person and $11,000 for a family, according to HealthPocket, a research firm.

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    Health Insurance Innovations Appoints Robert Murley as New Independent Board Director

    "We're not actually losing Mr. Eisenberg, whose contributions to the HealthPocket acquisition as a Board member were invaluable. In fact, as a consultant to HII, we will continue to benefit from the type of strategic vision he has offered to companies like Google, HP and GE Healthcare," reflected Mr. Kosloske.

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    Here’s what the medical bills for Ebola look like

    The numbers are staggering: the hospital bill for an Ebola patient will likely run between $18,000 to $24,000 a day, ... That includes the cost of intensive care — around $5,000 a day normally — plus the cost of isolating the patient and losing revenue from the surrounding beds..

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    10 things your health insurance won’t tell you

    All these factors mean that the lowest “sticker price” premium could actually result in the highest cost for certain consumers.

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  • Health Insurance Premium Increases Article
    ACA Plan Premiums in 2017 Higher than Expected and for Worse Coverage

    CBO’s 2009 projections did not account for two prominent ACA plan features—extremely high deductibles and very narrow provider networks—which both lead to lower premiums. According to HealthPocket, the average deductible for the cheapest ACA plan policies will exceed $6,000 for single coverage and $12,000 for family coverage in 2017. The second lowest cost category of policies have average deductibles exceeding $3,500 and $7,000 for single and family coverage, respectively. CBO did not disclose its assumptions about ACA plan deductibles, but they are higher than many ACA advocates expected, and deductible size is inversely related to premiums all else equal.

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  • Health Insurance Premium Increases Article
    Consumers rail against Trump’s plan to alter Obamacare marketplace

    Not all comments were negative. Bruce Telkamp, CEO of HealthPocket, a health insurance research firm in California, said his company “strongly supports” Trump’s rule changes.

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    With Sebelius gone, what’s next for Obamacare?

    The open enrollment period introduced millions of Americans to the reality of the law, as opposed to the rhetoric and debate emanating from Democrats and Republicans,” said Kev Coleman, head of data and research at HealthPocket, a website that compares and ranks insurance plans.

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    Most doctors still reject Medicaid as program expansion nears

    Of more than 1 million physicians, therapists and counselors nationwide, only 43 percent accept Medicaid, according to a new study by HealthPocket, a technology firm that compares and ranks health plans

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    Few insurers now cover services required in 2014 under health care law

    ...only about one in 50 plans are now in compliance with the main requirements of the Patient Protection and Affordable Care Act, according to HealthPocket Inc., a Sunnyvale, Calif., technology firm that “compares and ranks” health plans.

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  • Health Insurance Premium Increases Article
    Top 3 tasks that should be on the new HHS secretary’s to-do list

    Kev Coleman, Head of Data and Research at HealthPocket, said Burwell needs to conduct security testing, ensure the right software development method is in place and compile a comprehensive data set for all the insurance plans on the exchange.

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    Health plan comparer HealthPocket adds to the decision-making toolbox for consumers, businesses

    HealthPocket is one of several companies catalyzed by health insurance reform, joining others aiming to provide ways for doctors to be more price transparent, and to help healthcare shoppers find the most affordable care.

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  • Health Insurance Premium Increases Article
    Many patients would switch doc to cut health care costs

    Researchers from HealthPocket, a website that ranks and compares health plans, surveyed 713 consumers regarding whether they would be willing to change physicians.

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  • Health Insurance Premium Increases Article
    Top 5 predictions for 2016 in health tech and services

    Consumerism in healthcare is largely seen as a positive force: empowering patients with choice in healthcare services. The stimulus that drives consumerism in healthcare though is the shifting of responsibility of a significant portion of healthcare costs from payers to the patient. According to a Kaiser Family Foundation report, over the last 10 years, out of pocket cost levels have risen 230%. In 2016, Healthpocket estimates that the average deductibles of a Bronze and Silver Plan will be $5,731 and $3,117, respectively.

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  • Health Insurance Premium Increases Article
    Window shopping on HealthCare.gov: High-deductible plans abound

    However, some consumers may feel inundated by data searching HealthCare.gov on their own, which is why many brokers and navigators help people through the process. "You still have a lot of information being thrown at consumers through the process,” said Kev Coleman, the head of research at HealthPocket. “That can be a bit overwhelming."

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    House premium debate should be good political theater

    Kev Coleman, head of data and research at HealthPocket, a website that compares and ranks health plans, noted that the ACA requires individual- and small-group plans to cover an essential benefits package. "If you're offering more benefits, it stands to reason there would be an increase in premiums", he said.

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    Despite rate complaints, Advantage plans continue to grow

    More than 90% of Advantage members also have access to a plan with no monthly premium. And the average Advantage premium for 2015 across all plan types is $62.69, only 2% higher than the average premium in 2014, according to HealthPocket.

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    Boehner asks about mandate reprieve for individuals, families

    HealthPocket—a free website that ranks all health plans—released Tuesday said 41% of consumers believe the temporary delay for employers should also apply to uninsured individuals.

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  • Health Insurance Premium Increases Article
    Medicare premiums to increase for area recipients in 2017

    But each plan is different, so it’s important to shop around, according to Kevin Coleman, head of research and data at HealthPocket.com, a health insurance cost-comparison website.

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    High medical costs spur online fundraisers

    Comprehensive cancer care, for example, can cost hundreds of thousands of dollars, and many specialty cancer drugs aren’t covered by insurance, said Kev Coleman, director of research and data for HealthPocket — a California company that compares and ranks health plans.

     Read More
  • Health Insurance Premium Increases Article
    The Comprehensive Guide to an Early Retirement

    If you won't have coverage through a job, you'll have to purchase individual insurance. Start researching current offerings through a broker such as eHealth.com. Nationwide, the average premium for a 2017 silver plan on the Obamacare exchanges is $574 a month for a 50-year-old nonsmoker who doesn't qualify for government subsidies, according to HealthPocket; at age 60, that average is $872. Silver plans come with high out-of-pocket costs, including an average deductible of $3,572 for individuals, according to HealthPocket.

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    The High Cost of Coping

    BE FREE TO ROAM. No in-network option? To avoid shouldering the entire bill, make sure your insurance plan will let you go out of network. In 2016 a third of workers with employer insurance had a choice of health maintenance organizations, which restrict doctor networks, according to the Kaiser Family Foundation. A full 60% of all plans sold at HealthCare.gov for 2016 offered no standard out-of-network coverage, according to HealthPocket, a site that compares and ranks plans.

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    ‘Honey, Are We Ever Going to Retire?’

    For 2017, the average premium for a silver plan for a 60-year-old before subsidies is $872 a month, according to HealthPocket. If your income will be higher than the subsidy threshold — it was $47,520 for an individual for 2016 and $64,080 for a couple — then you won’t qualify for government assistance that would lower your monthly premiums. Meanwhile, the average annual silver plan individual deductible is $3,572. You’ll have to pay that out of pocket for all medical services — with the exception of some covered preventive care — before your insurance kicks in.

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    Between Barbs, Trump and Clinton Hint at How They’d Heal Health Care

    That’s because the average annual deductible for popular silver plans is $3,117 for an individual, according to HealthPocket. Consumers must pay that hefty amount out-of-pocket before their insurance kicks in to cover their emergency treatment or illnesses. Certain types of preventative care, such as mammograms and colonoscopies, are covered at 100% before the deductible is met. (If you were to get hit by a truck, say, or get cancer, your bills would be high enough that you would clear that deductible.)

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    How Not to Get Blindsided by Costs in Retirement

    If you’re under 65, you can limit surprises by buying a platinum health plan on the individual market, designed to cover 90% of medical costs, vs. 70% for a silver plan. Based on data from HealthPocket, an unsubsidized platinum plan would run the average 60-year-old $14,000 this year in premiums and a deductible, or $2,000 more than those costs in a silver plan.

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    Should You Re-Up With Obamacare?

    Note that you may pay more for the privilege. Premiums for silver-level plans sold outside the exchange for 2015 were nearly 13% higher on average than those sold through Healthcare.gov, according to an analysis by HealthPocket, which compares health plans.

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  • Health Insurance Premium Increases Article
    10 Ways to Fight High Medical Bills

    According to HealthPocket.com, bronze health plans may come with deductibles in excess of $10,000 for families. And once you meet that, your insurance will still pay only 60 percent of the cost of the covered services until you reach your out-of-pocket maximum.

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  • Health Insurance Premium Increases Article
    The Importance of Medicaid Parity For Primary Care

    According to HealthPocket, only 43 percent of physicians and 20 percent of PAs and NPs accept Medicaid. These percentages are higher for family medicine (68%), but still insufficient to meet the growing patient population.

     Read More
  • Health Insurance Premium Increases Article
    UPDATE: The Obamacare open enrollment deadline is here

    Nearly half of Obamacare health plans on the federal marketplace have no out-of-network coverage except in the case of medical emergencies or prior authorization, according to an analysis by HealthPocket, a technology company that compares and ranks health plans.

     Read More
  • Health Insurance Premium Increases Article
    Obamacare: We Hate It, Love It, and Really Don't Have a Clue What It Does

    We probably shouldn't forget the exceptionally high premium inflation in 2017 that went along with three national insurers paring back their coverage this year and three-quarters of the 23 ACA-approved healthcare cooperatives closing their doors last year. UnitedHealth Group (NYSE:UNH), the nation's largest insurer, reduced the number of states it's selling ACA plans in by 31 in 2017 (34 to just three), with Aetna (NYSE:AET) and Humana (NYSE:HUM) following with similar-sized cuts. The result, according to HealthPocket, was that the average unsubsidized premium for a bronze and silver plan (which encompass about 80% of all plan purchases between the two tiers) rose by 21% and 17%, respectively, in 2017.

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    This Should Be Trump's Top Priority as President, New Survey Shows

    To understand why Americans are so frustrated with the current state of healthcare, we only need to look at some changes in Affordable Care Act insurance plans in the upcoming year compared to 2016. For example, the national benchmark plan, which is the second-lowest-cost silver plan, is slated to rise by 25% in 2017. That's some of the highest premium inflation the country has ever witnessed. We're also seeing a discernable increase in deductibles, with a HealthPocket analysis finding a 15% increase in deductibles for silver plans, which are the most popular. The 'affordability' component of the Affordable Care Act is most certainly being challenged.

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    Here's Why You'll Be Paying More for Obamacare in 2017 (Hint: It's More Than Just Rising Premiums)

    In 2017, based on a recently released analysis by HealthPocket, deductibles for all metal tiers are heading higher. The average bronze plan deductible is moving higher by 6% to $6,092 for an individual and $12,393 for family plans. This is the first time the average deductible for individuals on a bronze plan has crossed the $6,000 threshold.

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    6 Years Later, Obamacare's Biggest Flaw Still Hasn't Been Resolved

    The saving grace of Obamacare has been that approximately 85% of enrollees qualify for a subsidy from their state or through federally run HealthCare.gov. These subsidies greatly help shield consumers from a big increase in premium prices. However, for the remaining 15%, and those who remain uninsured and may not qualify for a subsidy, the average silver plan premium in 2016 for a 40-year-old according to Healthpocket is $351 a month, a 10% increase from the previous year. This works out to $4,212 a year! Low- and middle-class households could struggle to include this into their annual budgets. Even opting for a bronze plan would still leave consumers with an average premium cost of nearly $3,500 in 2016, and this doesn't even include the deductibles, copays, and coinsurance you may owe.

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    Medicare Advantage Plans Cost the Most in These 5 States

    The following five states have the highest average Medicare Advantage premiums according to HealthPocket: North Dakota: $140.72, South Dakota: $125.72, Minnesota: $111.62, Hawaii: $96.40, Michigan: $93.16

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    Obamacare's "Cheap" Plans Really Aren't That Affordable Anymore

    HealthPocket.com found that silver plans' prices are set to rise nationally by 10%, with average deductibles growing by 6% to $3,117.

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    10 Things Millennials Should Know About Health Insurance

    Does my student health insurance plan qualify under Obamacare? Maybe, says Kev Coleman, director of research and data for HealthPocket, an insurance research site.

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    Everything You Need to Know About Obamacare's Tiered Plans

    According to HealthPocket in August, the average out-of-pocket cost for specialty drugs in a platinum plan is 64% lower than the average gold plan, 74% lower than the typical silver plan, and a whopping 78% less than a bronze plan. Platinum plans tend to be best-suited for older individuals and/or those who are more likely to seek out regular medical care. Realistically, though, not everyone can afford a platinum plan.

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    Surprise: Pay Less for Medicine by Not Using Health Insurance

    There are discount-drug cards available that can get you substantial discounts on generic and brand-name drugs at participating pharmacies in their networks, says Kev Coleman, head of research and data at HealthPocket, which helps consumers save money on their health care.

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    Surviving Your High-Deductible Health Plan

    Many urgent care clinics located in the neighborhood pharmacy or supermarket are staffed by physician assistants or nurse practitioners and their fees are lower than the hospital's ER, says Kevin Coleman, head of research and data for HealthPocket, a health insurance cost-comparison website.

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    3 Giant Hurdles for Obamacare

    Survey results released by HealthPocket in July found that only 12% of respondents thought the Obamacare individual mandate should go into effect next year.

     Read More
  • Health Insurance Premium Increases Article
    Paring ACA Raises Questions on What a Health Plan Should Cover

    Before the ACA, many individual plans were less comprehensive than those in the ACA, which took full effect in 2014. In 2013, only around 2% of individual policies then being sold included every one of the ACA’s essential benefits, according to a study by HealthPocket, a health-insurance information company now owned by Health Insurance Innovations Inc. Around a third covered maternity and newborn care, while 54% had substance-abuse services and 61% included mental-health treatments.

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  • Health Insurance Premium Increases Article
    Health care premiums could soar in ‘15, insiders say

    A survey by HealthPocket.com found the deductibles on the exchange plans were 42 percent higher than employer based policies.

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    High deductibles fuel new worries of Obamacare sticker shock

    Because all health plans now are required to provide certain minimum benefits, "consumers may be tempted to shop on premium alone, not realizing that the out-of-pocket costs can have a dramatic effect upon the annual costs of health care," said Kevin Coleman, head of research and data at HealthPocket.

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    Turned down for health insurance? 5 options

    HealthPocket, a Sunnyvale, Calif.-based group that analyzes medical insurance firms across the country, based its study on U.S. Department of Health and Human Services data for more than 9,400 insurance plans

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    Surprising ways to save money on health care

    HealthPocket is a free site that shows all insurance plans in your region and lets you filter them by cost, prescription coverage and other details.

     Read More
  • Health Insurance Premium Increases Article
    Three Ways To Fix Obamacare

    Still, real problems exist. For people who don’t qualify for subsidies, the costs of buying insurance through the exchanges can be very high. Take a family of four living in Brooklyn and making a hundred thousand dollars a year. Since their income is more than four times the federal poverty threshold, they wouldn’t qualify for any subsidies. On healthpocket.com, a Web site that lists the insurance policies offered on the New York state exchange (and others), the cheapest “silver”—that is, mid-level—2017 family plan I could find for such a family was from EmblemHealth, and it cost $1,432.78 a month, or $17,193.36 for the year. The family deductible was $11,600, as was the out-of-pocket maximum.

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  • Health Insurance Premium Increases Article
    N.J. bucks trend of rising rates for Obamacare

    Average costs and rates for Bronze, Silver and Gold level plans in Pennsylvania, New Jersey, and Delaware (Chart courtesy of healthpocket.com).

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  • Health Insurance Premium Increases Article
    Planning Checklist for Chronic Illness

    If you're not on Medicare, ask an insurance broker to help you find a plan that covers much of your drug costs. As for the health care exchanges, a study by HealthPocket.com found that average out-of-pocket costs for patients taking one of five common specialty drugs were lowest for platinum plans, even though those plans charge higher premiums than gold, silver and bronze plans.

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    How the Feds Will Know if You Have Health Insurance

    "The mandate comes in a carrot and stick format," says Steven Zaleznick, executive director for consumer strategy for HealthPocket, a Sunnyvale, Calif.-based company that compares and ranks health plans.

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  • Health Insurance Premium Increases Article
    The 2014 Battle over Obamacare

    According to a recent poll from HealthPocket, a non-partisan consumer-resource website, 41 percent of Americans think the individual mandate, which imposes a fine on those who decline to purchase health insurance, should be delayed beyond 2014.

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  • Health Insurance Premium Increases Article
    Obamacare Premiums Increased Dramatically for Every Age Group in 2014

    HealthPocket does point out that these are unsubsidized premiums: Obamacare disguises these true premiums by offering health insurers tax credits to reduce the net premium people pay, thus fooling many into thinking that premiums have gone down.

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  • Health Insurance Premium Increases Article
    Need Surgery, Will Travel

    In other words, rising demand for less expensive medical care for those in high-income nations can be seen as flowing (in part) through the interstices found within the fabric of these nation’s health systems. In some instances, these gaps opened as the result of the defunding or partial dismantling of these systems; in other instances, they represent more long-standing inadequacies. For instance, those seeking less expensive health care in the United States might include the uninsured, but also the underinsured (those with paltry insurance with high out-of-pocket health expenses). The average annual deductible for a so-called “Bronze” insurance plan purchased on the Obamacare exchanges, for example, will be $11,601 for a family in 2016, according to the firm HealthPocket. Such out-of-pocket exposure could understandably prompt some to seek less expensive care abroad.

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  • Health Insurance Premium Increases Article
    Copays and coinsurance fees are higher for many under the ACA

    Copayments and coinsurance fees have increased 34 percent under the ACA, according to a recent study from HealthPocket, an unaffiliated research company that provides health-plan comparisons.

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  • Health Insurance Premium Increases Article
    GOP Health Bill Changes Could Kill Protections For Those With Pre-Existing Conditions

    A survey by HealthPocket Inc. shows that before Obamacare, only 61 percent of health plans included coverage for mental health care, and that coverage was often limited.

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    Young People Are Falling Into A Health Insurance Subsidy Gap

    "What we found is that on average, once you were above $31,744 you probably were not going to qualify for a subsidy," says Kev Coleman, with the health information technology company Healthpocket.

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    High Marks for Access Health CT; Dobelle's Grand Ideas; Two-Way Streets

    Here in Connecticut, Access Health CT has received high marks from HealthPocket, an independent firm that examines plans and their performance across the country

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    Survey Shows Most Don't Know Where To Get Info On Health Exchanges

    a nationwide survey done by HealthPocket found navigators and nonprofits were the least likely sources of information for the 1,500 consumers asked.

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    Health Insurance Rates In Wisconsin Above Average

    Steve Zaleznick is with HealthPocket, a national health research organization that tracks premiums.

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  • Health Insurance Premium Increases Article
    Healthcare.doh

    New York is one of only six states that does not give an anonymous shopping option — a failure that Kevin Coleman of HealthPocket.com calls "website usability suicide."

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  • Health Insurance Premium Increases Article
    Collapse of Obamacare a matter of when, not if

    Deductibles have also climbed steadily. According to the online insurance marketplace HealthPocket, the average deductible for a silver plan – the most popular option on the exchanges – was $3,117 for individuals and $6,480 for families. Bronze plans, which often come with the lowest premiums, saw average deductibles reach $5,731 and $11,601 for the same groups.

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  • Health Insurance Premium Increases Article
    Hold the Applause For Obama’s Demarche On Personalized Medicine

    Second, these Obamacare plans jack up copays for targeted therapies the president is praising. A new HealthPocket report shows that patients in silver plans will be socked with a $5,569 copay for the cancer drug Gleevec (for chronic myelogenous leukemia). That’s after already spending $5000 or more to meet the plan’s deductible.

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  • Health Insurance Premium Increases Article
    Unable to Meet the Deductible or the Doctor

    But many are still on the hook for deductibles that can top $5,000 for individuals and $10,000 for families — the trade-off, insurers say, for keeping premiums for the marketplace plans relatively low. The result is that some people — no firm data exists on how many — say they hesitate to use their new insurance because of the high out-of-pocket costs.

     Read More
  • Health Insurance Premium Increases Article
    Cover Oregon Health Marketplace: 20 questions and answers about health insurance changes

    A recent study by HealthPocket suggests the federal changes may be a pretty good deal for the young, thanks to tax incentives and low-cost catastrophic plans offered to people under 30.

     Read More
  • Health Insurance Premium Increases Article
    Shouldn't I Just Pay the Fines for Being Uninsured?

    Your $400 a month will get you an Obamacare health plan with broader coverage than 98 percent of the individual plans sold today, according to a study by HealthPocket, a leading health care analytical company.

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    Rx for Savings: 8 Ways to Cut Your Health Care Costs

    According to a study by HealthPocket.com, an insurance company rating site, the 2014 health insurance plans on your state’s online exchange will provide better benefits than 98 percent of the individual health plans sold today.

     Read More
  • Health Insurance Premium Increases Article
    HealthPocket's "Rate-up" Round up

    The study, undertaken by HealthPocket, which offers Web-based health plan shopping tools for consumers, found that 18% of all consumers encounter a rate-up.

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  • Health Insurance Premium Increases Article
    Court ruling would cripple Obamacare in Ohio

    If the court rules in favor of the plaintiffs, the government would lose the authority to pay subsidies to more than 161,000 Ohioans, based on the latest estimates from the U.S. Department of Health and Human Services (HHS).

     Read More
  • Health Insurance Premium Increases Article
    Why New York's health insurance market stands out

    The national average price for a platinum plan in 2017 for those in their 60s is $1,322.69 per month, according to healthpocket.com, a website that lists insurance prices. New Yorkers in that age bracket are getting a relative bargain, particularly if they know they will need expensive medical care in the coming year. By contrast, the national average premium for a 30 year old is $553.15, making New York’s platinum plans look expensive to someone that age.

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    No SGR language yet — Budgets reveal reconciliation as Obamacare attack — But Senate 2016-hopefuls may not back budget

    STUDY: MA PREMIUMS LOWER IN POOR COUNTIES BUT DRUG DEDUCTIBLES HIGHER — As you might expect, Medicare Advantage premiums in the 25 poorest counties in the country are 14 percent lower on average than the national rates, but when it comes to drug deductibles, they're 37 percent higher, HealthPocket says in a new analysis.

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    State of the Union short on health care — GOP response: Still working to repeal and replace Obamacare — House leaders won’t budge on 20-week abortion ban language

    — Which state will have the highest insurance costs if subsidies are lost in those 37 states? Alaska, Wyoming, Delaware, Wisconsin and South Carolina, according to HealthPocket. More: http://bit.ly/1BCgoLM

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    Administration overstated 2014 Obamacare enrollment number

    The enrollment controversy comes just days after the opening of the second Obamacare enrollment season, which has gone smoothly when compared to the debacle of HealthCare.gov’s debut last fall.

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    New lawyer for House GOP - Almost 2 million in "family glitch" - Copay coupons in Part D

    There will be 19 percent fewer Medicare Advantage plans with zero premiums in 2015 than 2014, according to an analysis by HealthPocket.com, a site that offers plan comparisons. Still, the average premium across all plans is just up a dollar — about 2 percent — in 2015, to $62.69.

     Read More
    Louisiana advances Jindal health reform plan – Health apps on the rise

    There’s wide variation in how much Medicare drug plans cost, according to an analysis from HealthPocket.

     Read More
    Enrollment could be lower than 100,000 – Hagan circulates Obamacare investigation plea – House kicks off busy ACA week

    A small majority of Americans are worried that the insurance exchanges will protect personal information, according to two polls conducted by the HealthPocket.com

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  • Health Insurance Premium Increases Article
    We Fact-Checked Lawmakers’ Letters to Constituents on Health Care

    What’s misleading: Brooks accurately cited national data from the website HealthPocket, but her statement is misleading. Indiana was one of two states in which the premium for a benchmark health plan — the plan used to calculate federal subsidies — actually went down between 2016 and 2017. Moreover, more than 80 percent of marketplace consumers in Indiana receive subsidies that lowered their premium costs. The HealthPocket figures refer to people who do not qualify for those subsidies.

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  • Health Insurance Premium Increases Article
    Poll: ObamaCare enrollees less satisfied with insurance plans

    Twenty-four percent of ObamaCare enrollees are confident they can get affordable healthcare when they need it, compared to 27 percent in employer-sponsored plans and 38 percent in Medicare.

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    OVERNIGHT HEALTHCARE: Two states win approval for ObamaCare backup

    An analysis from the consulting firm HealthPocket found that last year the average deductible for a silver plan was $2,907, more than twice as much as the average deductible in an employer-sponsored plan.

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    Clinton calls for fixes to ObamaCare

    The law’s high deductibles — the amount one has to pay before insurance kicks in — have been a source of criticism.

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    Obamacare plans headed for 'modest' rate hikes, report says

    Health insurance companies were required to file their rate increases by June 1, though under law, most are only required to seek approval for hikes of 10 percent or more — resulting in a skewed portrait of the increases. The study comes one day after a report from the insurance data company, HealthPocket, found that rates were slated to increase about 12 percent.

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    GOP is ready for Obamacare's downfall

    The first step is to free states from Obamacare's costly employer and individual mandates as well as its essential health benefits requirements. These requirements sharply raise the cost of insurance. According to online marketplace HealthPocket, Obamacare has pushed premiums up by as much as 78 percent.

     Read More
    What’s next for Obamacare?

    Coleman is the head of Research & Data at HealthPocket, a free website that compares and ranks all health insurance plans available to an individual, family, or small business to allow consumers to make their best health plan decision and reduce their out of pocket costs.

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    Older people more likely to duck ObamaCare mandate, survey finds

    Older people are more likely than their younger peers to flout ObamaCare's mandate to buy health insurance due to cost concerns, according to new research.

     Read More
    OVERNIGHT HEALTH: GOP seeks delay in individual mandate

    A new survey from HealthPocket found that only 12 percent support implementing the individual mandate next year as prescribed by law.

     Read More
    Poll: 12 percent back individual mandate taking effect in 2014

    Forty-one percent said consumers shouldn't have to pay a penalty if they don’t have insurance, according to the poll from HealthPocket.

     Read More
    Survey: Half of docs aren’t discussing ObamaCare with patients

    According to HealthPocket, 38 percent of patients heard mostly negative things about the law, while 33 percent heard mostly positive things.

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    Study: Most plans charge higher-than-quoted premiums

    HealthPocket, a consumer resource on health insurance, found that four in five plans raise premiums for some policyholders above the first-quoted price.

     Read More
  • Health Insurance Premium Increases Article
    Medicare 2014: More changes, more reasons to review your plan

    Online insurance-search website HealthPocket said average Medicare Advantage premiums nationwide will increase only 2 percent in 2015.

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    Nonprofit health insurers often beat for-profits, but not in Portland: study

    [HealthPocket's] study found that in the six cities, nonprofit insurers provide the lowest premiums 47 percent of the time. For-profit insurers provided lower premiums 39 percent of the time.

     Read More
  • Health Insurance Premium Increases Article
    President Trump is Confronting our Nation's Broken Healthcare System

    Deductibles challenging the value of insurance: According to analysis by HealthPocket, the 2017 average deductible for the most popular tier of Obamacare exchange plan, “Silver Plans,” rose by an average 15 percent.

     Read More
  • Health Insurance Premium Increases Article
    Obamacare's Most Hated (and Best) Part

    President Obama's attempt to turn what we might call "less intensive" or "non-extraordinary" medicine over to the free market was not sold in a straightforward way. His promises of free or low-cost annual physicals, immunizations, cholesterol checks, breast screenings, and contraceptive services misled many voters into believing their out-of-pocket costs were actually going to go down. In reality, the average deductible for a silver plan sold on federal exchanges in 2014 was $2,907 for an individual and $6,078 for a family. This is more than two times the IRS definition of a high deductible plan, according to Kev Coleman, head of research for HealthPocket, a technology company that compares and ranks health plans.

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    Without Subsidies, Higher Premiums Under the ACA

    One of the questions raised by the ACA is whether women and men as well as the old and young experienced similar changes to their health insurance premiums due to the law.

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  • Health Insurance Premium Increases Article
    6 Women on How Obamacare Has Made Their Lives Harder

    Of the 26 million people who still don't have health insurance, 46 percent say it's because it's not affordable, according to a nationally representative Kaiser Family Foundation study of 1,202 people published in 2015, the most recent year available. And unfortunately, Obamacare likely isn't going to get any more affordable for people anytime soon. This year, a 30-year-old would have to pay $311 a month and agree to a whopping $6,092 deductible—without subsidy—to get even the lowest-level coverage through the ACA market, according to HealthPocket, a service that analyzes insurance plans. And five states—Alabama, Alaska, Oklahoma, South Carolina, and Wyoming—have reduced their 2017 health insurance options to just one choice, according to the Kaiser Family Foundation.

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  • Health Insurance Premium Increases Article
    Most and Least Expensive Medicare Drug, Advantage Plans Identified for 2015

    HealthPocket, a website that compares and ranks all health insurance plans analyzed the release of 2015 Medicare insurance data and has a slightly different conclusion on the cost of Medicare Advantage plans than does the Centers for Medicare and Medicaid Services.

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  • Health Insurance Premium Increases Article
    Small Business Minnesota takes a stand on MNsure

    Minnesota requires health insurance providers to maintain a nonprofit status. However, nonprofit insurance companies are often more profitable than their for-profit counterparts.

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  • Health Insurance Premium Increases Article
    A second shot at health care enrollment

    The sooner you sign up for health insurance the better, says Kev Coleman, head of research and data for HealthPocket, a Sunnyvale, California-based company that ranks and compares health plans. Coverage doesn't start immediately, and you still will have to pay the penalty for the period in 2015 that you didn't have coverage. But if you sign up and get coverage, your penalty will be prorated, he says.

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    Obamacare Tax Penalty: Increasing Public Concern

    About 41% prefer that the uninsured fine be waived for consumers in 2014, as it already has been waived for businesses, according to a HealthPocket survey.

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    Health Insurance Application Denied? Here are 5 Options

    Twenty-two percent of applicants nationwide aren't approved for individual and family health plans, usually because of pre-existing medical conditions, says the HealthPocket report

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  • Health Insurance Premium Increases Article
    Affordable Health Plans Have Gone Extinct; Obamacare Killed Them Off

    Consider this: according to the comparison website, HealthPocket.com, a family who receives no subsidies pays nearly $1,000 per month for a bronze plan with a high deductible. Bronze plans would cost my family $12,000 per year and require deductibles of $6,750 apiece. These plans are a poor value for most enrollees by design.

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  • Health Insurance Premium Increases Article
    The cost of drugs under Medicare Part D plans vary widely

    The results of HealthPocket's analysis demonstrate a compelling financial consideration for comparison shopping Medicare Part D plans. Well-known insurance brands were no guarantee of low drug costs, Kev Coleman, head of research & data at HealthPocket

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    A third of U.S. adults will dump physician to save money

    A survey conducted for HealthPocket -- a website that compares and ranks health plans -- found more than half of the 34 percent who would switch would do so to get the lowest savings amount proposed in the survey.

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    U.S. average coinsurance rate 20 percent

    HealthPocket -- which compares health plans -- said coinsurance is a method of insurance plan cost-sharing for more expensive services, including hospitalization, surgery, child birth and hospital emergency room care.

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  • Health Insurance Premium Increases Article
    The latest risk management events, opportunities and resources

    Health insurance marketplace changes. As research in best practices indicates, multiple sources/opinions should be evaluated in any major change or decision-making process. To this end, below is a list of scholastic and media publications examining the possible catalysts of change in the health insurance marketplace and the potential impact on the health care industry

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  • Health Insurance Premium Increases Article
    5 shrewd ways to use your tax refund for your future

    One of the most common objections I hear is, ‘I can’t afford it,’” says Ryan Andrew, an independent insurance agent in Richmond, Va. “But today, rates are at the lowest they’ve ever been.

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    Health insurance is a tough sell when tax credits are low

    When the insurance comparison site Healthpocket asked uninsured consumers how much they could spend on insurance a month, nearly 60% said $100 was their limit. That's about the same percentage that said they had only $100 left after paying all their bills, RWJF found.

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    Sebelius picks high point for her resignation from HHS

    That could be the biggest challenge Burwell faces, said Kev Coleman, head of data and research at HealthPocket, a company that compares and rates health insurance plans.

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    Co-ops the underdog in health insurance marketplace

    But limits on co-ops may make it hard for them to repay the $2 billion in federal loans they have received, said Kev Coleman, head of data and research at HealthPocket, a company that compares and rates health insurance plans.

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    Do drug benefit managers reduce health costs?

    An analysis of insurance exchange plans for 46 states by health plan comparison firm HealthPocket found co-payments and co-insurance fees for drugs increased an average of 34%

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  • Health Insurance Premium Increases Article
    Medicare Annual Open Enrollment: 6 Steps for Picking the Best Plan

    In 2017, there will be nearly 20 percent fewer stand-alone Medicare Part D drug plans available nationwide, according to HealthPocket Inc., a technology company that compares and ranks health plans. If yours is among the plans leaving the market, you'll need to take action to replace it.

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    How Obamacare Will Affect Health Insurance Rates by Age Group

    HealthPocket looked at current rate filings, those that have been filed for the new exchanges in 2014 and individual health insurance policies offered by all insurers in these states for 60-year-old males and females.

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  • Health Insurance Premium Increases Article
    The Obamacare problem that Democrats don’t want to talk about

    They are the red-haired stepchildren of American health reform,” says Kevin Coleman, head of research and data at HealthPocket. “They don’t have strong sympathy within the government and have typically been ignored.

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  • Health Insurance Premium Increases Article
    Six Easy but Often Overlooked Ways to Cut Healthcare Costs

    HealthPocket, displays all the insurance plans available in your area and filters them by cost, coverage and other important categories, allowing you to find the best and most affordable plan for your needs.

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  • Health Insurance Premium Increases Article
    'Skinny' Plans Can't Trim the Real Fat Under New GOP Health Bill: Experts

    In 2013, before the ACA was implemented, only around 2% of individual policies then being sold included every one of the ACA’s essential benefits, according to a study by HealthPocket, a health-insurance information company.

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    Paring the Affordable Care Act Raises Questions on What a Health Plan Should Cover

    Before the ACA, many individual plans were less comprehensive than those in the ACA, which took full effect in 2014. In 2013, only around 2% of individual policies then being sold included every one of the ACA’s essential benefits, according to a study by HealthPocket, a health-insurance information company now owned by Health Insurance Innovations Inc. Around a third covered maternity and newborn care, while 54% had substance-abuse services and 61%

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    Next Enrollment Season for Affordable Care Act Kicks Off

    But overcoming their affordability concerns will be made more difficult by the rising cost of health care on the exchanges. An analysis of 2016 plan data released Friday by the administration show deductibles on the midtier silver plans will go up 8% to $6,480 for a family plan, according to HealthPocket.com, a company that compares health-insurance plans.

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    The Unaffordable Care Act - Premiums are spiking around the country. Obama is in denial.

    In a study across 45 states, the research outfit Health Pocket reports that mid-level Exclusive Provider Organization plans are 20% more expensive in 2016 on average. HMOs are 19% more expensive, and for all plan types the average is 14%.

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    Health Costs Hinge on Supreme Court Ruling

    "Should subsidies be lost, the formerly subsidized will face premiums and out-of-pockets that are already a reality for the unsubsidized," said Kev Coleman, head of research and data at HealthPocket Inc., a company that analyzes health-insurance costs across the U.S.

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    What the Supreme Court Challenge Means for the Health-Care Law

    The enrollees in 2014 paid an average of just 24% of their premiums after the subsidies were applied, according to HealthPocket Inc., a firm that compares plans for consumers.

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    How to Bring the Price of Health Care Into the Open

    More than half of bronze plans also require patients to pay 30% of doctors' fees, according to health-information site HealthPocket.com.

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    High Deductibles Fuel New Worries of Health-Law Sticker Shock

    "Consumers may be tempted to shop on premium alone, not realizing that the out-of-pocket costs can have a dramatic effect upon the annual costs of health care," said Kevin Coleman, head of research and data at HealthPocket.

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    Studies show Obamacare rates, and how cheap they might have been

    HealthPocket looked at 10 states and found that these insurers selling policies outside the government-run exchanges generally offer cheaper rates in nine of those states.

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    Invincibles? It’s the 50-somethings that may sidestep Obamacare

    Insurance consultant HealthPocket says those who have yet to reach 65 — and are without company coverage — will have a difficult time finding affordable insurance if they aren’t eligible for government subsidies, and the cost will be much more troublesome than it would be for someone in wxxi 20s.

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    Get ready for calls to postpone Obamacare’s individual mandate

    HealthPocket says that respondents who believe the individual mandate should be postponed outnumber those who don’t by more than a 3-to-1 ratio.

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    IRS Health Insurance Penalty Will Not Motivate Consumers To Buy Insurance

    The founders of HealthPocket.com spent decades pioneering online access to health insurance information...

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  • Health Insurance Premium Increases Article
    Some Find Care Unaffordable, Even With Obamacare Coverage

    Compounding the problem, premiums rise as people grow older. A 60-year-old making $48,000 a year, just too much to qualify for ACA subsidies, would need to spend 22 percent of his or her income to buy the average mid-level plan, according to a study from HealthPocket Inc., which helps people buy health plans.

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    Obamacare Insurers Propose 12% Average Rate Increase for 2016

    Insurers are proposing an average 12 percent jump in prices for policies set up under the Patient Protection and Affordable Care Act, or Obamacare, according to a survey of 3,771 plans in 45 states by HealthPocket Inc., a health insurance research and advocacy group. That compares with a 5.4 percent average hike this year from 2014, according to research by PricewaterhouseCoopers LLP.

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    Harvard professors are angry that their amazing health insurance is getting slightly less generous

    The university is requiring faculty to pay more out of their own pockets for health care, following the trend in employer-sponsored insurance over the past few years. The university cites rising costs from the Affordable Care Act as part of that reason.

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    The administration is begging Obamacare enrollees to shop around for a better deal

    More than 70 percent of people currently enrolled in Affordable Care Act health insurance marketplace insurance can find a 2015 health plan offering the same level of coverage at a cheaper premium, according to a report from the Department of Health and Human Services,

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    Some Young People Won’t Get Tax Help for Obamacare Insurance

    "Kev Coleman, with the health information technology company HealthPocket, recently looked at plans for young adults in eight major cities, and all of them had these subsidy gaps."

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    The bros might just sign up for Obamacare yet

    Deft Research, in conjunction with HealthPocket, went out and surveyed 3,584 uninsured people. The whole idea was to find out whether that was true, and which demographic was actually most resistant to purchasing coverage.

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  • Health Insurance Premium Increases Article
    Shreds of doubt about Obamacare, Five years in, the president’s health care promises remain unrealized

    Even premiums for those who receive subsidies have jumped — by 23 percent in the last year. That’s after taking those subsidies into account.

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    Democrats urge Obama to give the uninsured more time to sign up, avoid Obamacare penalty

    “These changes would not only benefit consumers but also reduce advertising expenditures by exchanges and insurance companies alike,” HealthPocket CEO Bruce Telkamp said.

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    Obamacare premiums soar as much as 78% to help cover ‘essential health benefits’

    “It’s very eye-opening in terms of the transformation occurring within the individual health insurance market,” said Kev Coleman, head of research and data at HealthPocket, a nonpartisan, independently managed subsidiary of Health Insurance Innovations in Sunnyvale, California.

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    Inside the Beltway: ‘Senator’ Palin emerges

    “About 70 percent of Americans use prescription drugs, and they are going to need to pay very, very close attention to what plans offer to minimize out-of-pocket increases,” advises study author Kev Coleman.

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    Four in 10 Americans also want Obamacare individual mandate delayed, survey says

    Only 12 percent of respondents said the Affordable Care Act’s requirement that individuals acquire health insurance should start as planned in 2014, according to the survey from HealthPocket.

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  • Health Insurance Premium Increases Article
    Meet the people who aren't getting subsidies to help with Obamacare costs

    Of the 28 million people HealthPocket estimates aren't getting subsidies, the largest share are customers buying plans off-exchange, an estimated 8-12 million people, according to data from the Department of Health and Human Services. Those who buy plans off the exchange are not eligible for subsidies.

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  • Health Insurance Premium Increases Article
    Ruling Supports Tax Credits for Health Insurance

    The case, King vs. Burwell, centered on one clause in the Affordable Care Act (also known as "Obamacare"), the health insurance law that set up the Marketplaces. The language says tax credits are available to people who enroll in health insurance "through an Exchange established by the state." The law’s challengers said this meant that people from states that did not set up their own Marketplaces weren’t eligible for the credits.

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    Employer Plans vs. Obamacare? How to Choose

    In a new poll conducted by Healthpocket.com, a free website that compares and ranks all health plans, nearly half of Americans surveyed said premiums for health insurance bought in the individual market should be tax-free, just as they are when employers buy it for their workers

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    Obamacare a Mystery to Many

    HealthPocket.com, a website that allows you to compare health insurance plans in your area, side-by-side, conducted a recent survey...

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    Insurance Rejection Rates are High

    HealthPocket.com, highlights how serious a problem we have in this country with insurers rejecting applicants trying to buy an individual health insurance plan.

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    In Search of Health Insurance

    HealthPocket.com is designed to give consumers complete and easy-to-understand information about the insurance options available to them.

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  • Health Insurance Premium Increases Article
    Health Insurance Open Enrollment: A Guide For Hoosiers

    Health insurance plans vary from county to county. Browse plans available to you by entering your zip code on Healthcare.gov, or on sites like Healthpocket.com, or Healthinsurance.org. Enter your zip code to see the plans available in your area. There are eight insurance providers operating in Indiana’s marketplace and each offers several plans.

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  • Health Insurance Premium Increases Article
    Wisconsin among hardest hit states if Obamacare subsidies are lost

    Given that bronze plans are the most popular Affordable Care Act insurance for the unsubsidized, Healthpocket examined their premiums and deductibles in the federal exchange states to determine which states had the largest insurance costs if subsidies were lost.

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  • Health Insurance Premium Increases Article
    Ron Johnson: ‘Obamacare is a massive consumer fraud’

    U.S. Sen. Tom Carper, D-Del., said he will be the first to acknowledge the Affordable Care Act is “not perfect.” But with all of its imperfections, the ranking member of the Homeland Security and Governmental Affairs committee said millions more Americans now have health insurance and that the “vast majority” of people in Obamacare’s marketplaces are paying less than $100 a month for their plans. A vast majority of adults also say they can pay no more than $100 per month in health insurance premiums, according to a HealthPocket.com survey last year. Many of them will, if the rate hikes hold.

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  • Health Insurance Premium Increases Article
    Report: Premiums higher on federal exchange plans

    HealthPocket determined there were approximately 29 "metal" plans for every one such plan offered on the federal exchange, which was established under the Affordable Care Act. Metal plans are used under the ACA to convey a health plan's actuarial value, with plans ranging from bronze to platinum. The higher the value, the lower the out-of-pocket costs for consumers.

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  • Health Insurance Premium Increases Article
    Health insurance companies request 13.5% premium increase for 2016

    Kev Coleman, head of research and data at HealthPocket.com, says this will be the first year since the Affordable Care Act became law that insurers will have an entire year of claims to report to the state department of financial services.

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  • Health Insurance Premium Increases Article
    Cuomo Vetoes Prescription Drug Law

    Kev Coleman is the head of data and research at HealthPocket.com. He says insurers work to keep costs down by limiting the medications they cover. “With all these wonderful medical advancements, there’s also an attendant issue around how we properly manage cost, how we properly steer patients towards the most effective drugs rather than drug that are less efficient both clinically and economically,” says Coleman.

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    Connections: Healthy Friday - Affordable Care Act and Your Taxes

    ...this year, more than ever before, your health insurance could have a big effect on what you owe in taxes. We tackle all these issues with our panel: ... Kev Coleman, head of research and data, HealthPocket

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    Affordable Level ACA Plans Up By $40-$50 A Month in Rochester Region in 2015

    Research by the Leonard Davis School of Health Economics also points to "lack of economies of scale and lack of competition among providers", as influencing differences particularly in more rural areas.

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    Medicare Advantage Costs Increase Across Nation, State

    Recently released national Medicare data show the average cost of premiums for Medicare Advantage will increase by 2% in 2015, according to an analysis by HealthPocket.

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  • Health Insurance Premium Increases Article
    Medicaid Gap Hurts Wyoming the Worst

    A new report published Wednesday by health insurance analysis company HealthPocket found that low-income Wyomingites pay the highest premiums in the country when purchasing plans through the ACA insurance marketplace.

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  • Health Insurance Premium Increases Article
    HealthPocket Offers a Partial Workaround for Healthcare.gov Mess

    “The data’s newly available,” Bruce Telkamp says. HealthPocket’s goal is to post it all as part of an independent, transparent marketplace that will force health plans to compete based on price, value, and the quality of care in their networks of physicians and hospitals, he says.

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  • Health Insurance Premium Increases Article
    ‘Honey, Are We Ever Going to Retire?’

    For 2017, the average premium for a silver plan for a 60-year-old before subsidies is $872 a month, according to HealthPocket. If your income will be higher than the subsidy threshold — it was $47,520 for an individual for 2016 and $64,080 for a couple — then you won’t qualify for government assistance that would lower your monthly premiums. Meanwhile, the average annual silver plan individual deductible is $3,572. You’ll have to pay that out of pocket for all medical services — with the exception of some covered preventive care — before your insurance kicks in.

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    Obamacare Enrollees Are Reeling from High Deductibles

    According to HealthPocket.com, Bronze plan deductibles are rising on the Obamacare federal exchanges by an average of 11 percent to $5,731 and Silver Plan deductibles are rising by 6 percent to an average of $3,117.

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    Employees face higher health costs as open enrollment season starts

    Consumers on the individual insurance market have to contend with health plan deductibles that are even higher than those with workplace-based coverage. The average 2016 deductible for a silver plan on the Obamacare exchanges is $3,117 for individual coverage, up 6% from 2015, while the average silver family deductible is $6,480, up 8% from this year, according to a recent analysis by HealthPocket, a technology company that ranks and compares health plans.

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    If Obamacare survives, this is what needs to be fixed

    With Obamacare now in its second year of implementation, many participants are discovering that while insurance coverage may be “affordable,” actual health care is not.

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    Americans Rank Health Care as Top Financial Burden

    The majority of policies sold on the state and federal exchanges are identified as high-deductible plans—with lower premiums but higher out of pocket costs. A HealthPocket study released in November found the average deductible for 2015 Bronze-level policies, the lowest tiered plan, is about $5,181 for individuals, while families who enroll in these plans have deductibles averaging about $10,500.

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    High deductible plans have more people delaying treatment

    A recent study by HealthPocket found that the average deductible for 2015 Bronze-level policies, the lowest tiered plan, is about $5,181 for individuals - up from $5,081 last year and about four times the IRS’s benchmark for high-deductible plans. Families who enroll in these plans have deductibles averaging about $10,500 deductibles.

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    Obamacare deductibles, already high, climb in 2015

    Meanwhile, HealthPocket found that deductibles on higher tier policies—like the gold and platinum plans, actually decreased from last year. These plans have higher premiums, but lower deductibles. The average deductible on the platinum plan, for example, is about $245 for an individual—down 30 percent from last year.

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    Obamacare 2015: Low Premium Increases, High Deductibles

    An earlier study from HealthPocket found that the average individual deductible for Obamacare’s bronze plan was $5,081 a year—42 percent higher than the average deductible of $3,589 for a comparable individually purchased plan.

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    Obamacare 2015: Low premium increases, high deductibles

    Obamacare’s second open enrollment begins this Saturday and consumers can already start window-shopping for health policies sold on the federal exchange, HealthCare.gov.

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    Insurers Say Obama's 'Fix' Is Driving Up Premiums

    A study by HealthPocket last year revealed that deductibles sold on the exchanges are 42 percent higher than an average deductible on an individual purchased plan.

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    Insurers on Obamacare: Expect Premium Prices to Soar

    A survey by HealthPocket.com found the deductibles on the exchange plans were 42 percent higher than employer based policies.

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    Obamacare Sticker Shock Found in Deductibles, Not Premiums

    A study by HealthPocket Inc. in December found that the average individual deductible for Obamacare’s bronze plan was $5,081 a year—42 percent higher than the average deductible of $3,589 for an individually purchased plan.

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